180 Laurel Ln, Marion, NC 28752 Property Records

McDowell County property record for 180 Laurel Ln, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,430 sqft · built 1978
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (May 2022)
Tax Bill	$1,682 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0782-03-30-9857`

Property Details

APN / Parcel Number

Primary APN	`0782-03-30-9857`
Alternative APNs	`56513` `77528`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,430 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Bath House	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77528
Street Address	180 LAUREL LN
City	MARION
State	NC
Zip	28752-6417
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1.23 AC LTS 1A&2A LAUREL COVE PB4/27
Legal Subdivision	LAUREL COVE SUB
Legal Lot Number	1A,2A
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2000
Census Tract	970700

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	180 LAUREL LN, MARION, NC 28752-6417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 16, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Dec 21, 2012
Deed Document Number	0001399626
Deed Book / Page	1399 / 626
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	180 LAUREL LN, MARION, NC 28752-6417
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014410312
Date	Jul 13, 2023
Book Page	1441/312
Instrument	2023003223

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 16, 2022
Property Address	180 LAUREL LN, MARION, NC 28752-6417
Document Number	0013990626
Book / Page	1399 / 626
Map Reference	MB 4 PG 27
Instrument Date	May 16, 2022
Instrument	2022002984
Transaction Type	Transfer
Record Updated	May 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 LAUREL LN, MARION, NC 28752-6417

Mortgage

Document Number	2022002985
Date	May 16, 2022
Instrument	2022002985

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	180 LAUREL LN, MARION, NC 28752-6417
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012300328
Date	Nov 27, 2017
Book Page	1230/0328
Instrument	2017005691

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MARION, NC 28752

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,682.00	$237,650 (-) Land $25,000 Building $212,650
2023	$1,682.00	$237,650 Land $25,000 Building $212,650	$237,650 Land $25,000 Building $212,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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