McDowell County property record for 178 Laurel Ln, Marion, NC 28752
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,986 sqft · built 1978 |
| Lot Size | 1.05 acres (45,547 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $92,500 (Jan 1995) |
| Tax Bill | $1,612 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0782-03-30-9651 |
| Primary APN | 0782-03-30-9651 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,986 sqft Heated Area |
| Gross Area | 4,432 sqft |
| 1st Floor Area | 1,986 sqft |
| Basement Area | 1,758 sqft |
| Unfinished Basement | 1,758 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,547 sqft (1.05 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 19732 |
|---|---|
| Street Address | 178 LAUREL LN |
| City | MARION |
| State | NC |
| Zip | 28752-6417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 3A & 4A LAUREL COVES/D |
| Legal Subdivision | LAUREL COVE |
| Legal Lot Number | 3A,4A |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970700 |
Source: McDowell County records · APN 0782-03-30-9651
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 178 LAUREL LN, MARION, NC 28752-6417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU |
| Apr 20, 2017 | Deed of Trust, Mortgage · Line of Credit BAXTER CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 01, 1995 · Amount on Record |
| Deed Sale | Jan 01, 1995 · Amount on Record |
| Deed Book / Page | 485 / 144 |
| Last Transfer Date | Sep 02, 2025 |
| Transfer Doc | 0015130124 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 178 LAUREL LN, MARION, NC 28752-6417 |
| Document Number | 0012950496 |
| Instrument Date | Dec 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 178 LAUREL LN MARION NC 287526417, MARION, NC 28752-6417 |
| Document Number | 0012950496 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 001295/000496 |
| Instrument | 6165 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 11, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 178 LAUREL LN, MARION, NC 28752-6417 |
| Document Number | 0012110591 |
| Book / Page | 001211 / 000591 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2017 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 178 LAUREL LN MARION NC 287526417, MARION, NC 28752-6417 |
| Document Number | 0012110591 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 001211/000591 |
| Instrument | 2050 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 26, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,612.00 | $227,790 (-) Land $25,000 Building $202,790 | |
| 2023 | $1,612.00 | $227,790 Land $25,000 Building $202,790 | $227,790 Land $25,000 Building $202,790 |
Source: FEMA National Flood Hazard Layer as of December 13, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 29 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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