133 Laurel Ln, Marion, NC 28752 Property Records

McDowell County property record for 133 Laurel Ln, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	5 bd · 4.5 ba · 4,683 sqft · built 1962
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Sep 2020)
Tax Bill	$3,813 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0787-00-87-3725`

Property Details

APN / Parcel Number

Primary APN	`0787-00-87-3725`
Alternative APN	`73056`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,683 sqft Heated Area
Gross Area	6,629 sqft
1st Floor Area	3,159 sqft
Basement Area	336 sqft
Finished Basement	336 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2017
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	73056
Street Address	133 LAUREL LN
City	MARION
State	NC
Zip	28752
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1.327 AC MCDOWELL (0.173 MITCHELL) LOT 14 & 15 PB 2/97
Legal Block	2
Legal Lot Number	14-15
Jurisdiction	MCDOWELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1029
Census Tract	970101

Owner

Source: McDowell County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 325, LITTLE SWITZERLAND, NC 28749-0325
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Jan 31, 2017	Intrafamily Transfer, Transfer · ARM CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Mar 1, 2000
Deed Document Number	20204634
Deed Book / Page	1322 / 410
Prior Transfer Date	Jan 26, 2017
Prior Transfer Doc	0012030748
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Sep 14, 2020
Property Address	133 LAUREL LN, MARION, NC 28752
Document Number	0013220410
Book / Page	1322 / 410
Instrument Date	Sep 14, 2020
Instrument	2020004634
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 COUNTRY CLUB WOODS DR, 72, SPRUCE PINE, NC 28777-8971

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 LAUREL LANE, LITTLE SWITZERLAND, NC 28749

Mortgage

Document Number	2020004635
Date	Sep 14, 2020
Instrument	2020004635

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Jan 31, 2017
Property Address	133 LAUREL LN, MARION, NC 28752
Document Number	0012030748
Book / Page	1203 / 0748
Instrument Date	Jan 26, 2017
Instrument	2017000472
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 LAUREL LN, LITTLE SWITZERLAND, NC 28749

Mortgage

Document Number	2017000473
Date	Jan 31, 2017
Instrument	2017000473

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,813.00 (+386.35%)	$562,430 (+142.9%) Land $90,000 Building $472,430
2023	$784.00	$231,550 Land $100,000 Building $131,550	$562,430 Land $90,000 Building $472,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE SWITZERLAND COMM ASSOC private · serves 300 people · EPA ID NC0156105
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber · Cable	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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