Monroe County property record for 160 E Ridge Rd, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,034 sqft · built 1960 |
| Lot Size | 0.245 acres (10,688 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $925,000 (Nov 2025) |
| Tax Bill | $7,522 (2024) |
| Deeds & Mortgages | Nov 2025 Sale Jan 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00412030-000000 |
| Primary APN | 00412030-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,034 sqft Living Area |
| 1st Floor Area | 1,784 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,688 sqft (0.245 acres) |
| Lot Dimensions | 142 ft deep x 125 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 281 sqft |
| Deck Area | 64 sqft |
| Patio Area | 294 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1506273 |
|---|---|
| Old Parcel Number | 13633700412030000000 |
| Street Address | 160 E RIDGE RD |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2 LT 16 AND N 25 FT LT 17 PLANTATION RIDGE PB3-43 PLANTATION KEY OR2-3 OR469-244 OR649-97 OR725-621 OR816-107 OR825-2484 |
| Legal Range | 37E |
| Legal Township | 63S |
| Legal Section | 13 |
| Legal Subdivision | PLANTATION RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 16-17 17 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 970800 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7725 ARDLEIGH ST, PHILADELPHIA, PA 19118-4403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2025 | Warranty Deed, Transfer CORAL REEF TITLE COMPANY |
| Jan 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Prior Sale | Jan 23, 2023 · Amount on Record |
| Deed Document Number | 2520999 |
| Deed Book / Page | 3352 / 492 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 4, 2025 |
| Property Address | 160 E RIDGE RD, ISLAMORADA, FL 33036-3120 |
| Document Number | 0033520492 |
| Book / Page | 3352 / 492 |
| Map Reference | MB 3 PG 43 |
| Instrument Date | Nov 3, 2025 |
| Instrument | 2520999 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,475.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 AIRSTREAM LN, TAVERNIER, FL 33070-2002 |
| Name | Verified Name |
|---|---|
| Address | 7725 ARDLEIGH ST, PHILADELPHIA, PA 19118-4403 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 23, 2023 |
| Property Address | 160 E RIDGE RD, ISLAMORADA, FL 33036-3120 |
| Document Number | 0032090505 |
| Book / Page | 3209 / 505 |
| Map Reference | MB 3 PG 43 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 2404236 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,936.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6511 GAVANNI ST, THE VILLAGES, FL 32163-3095 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2397, SURF CITY, NC 28445-0020 |
| Document Number | 0003209507 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 3209/507 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $795,702 (+87.43%) | $869,954 (+18.72%) Land $576,484 Building $293,470 | |
| 2024 | $7,522.00 (+66.93%) | ||
| 2023 | $4,506.00 (+1.74%) Homeowner's exemption | $424,540 (+3%) | $732,763 (+2.96%) Land $455,608 Building $277,155 |
| 2022 | $4,429.00 Homeowner's exemption | $412,175 | $711,668 Land $450,959 Building $260,709 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 624 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,096 units insured incl. 472 condo units |
| Nearby Flood Claims | 190 (1982–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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