13 Windwhisper Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 13 Windwhisper Ln, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,434 sqft · built 1990
Lot Size	0.125 acres (5,447 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Dec 2014)
Tax Bill	$5,541 (2023)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-268-90036141`

Property Details

APN / Parcel Number

Primary APN	`06-268-90036141`
Alternative APNs	`626890036141` `26890036141`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,434 sqft Living Area
Gross Area	1,674 sqft
1st Floor Area	834 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,447 sqft (0.125 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft
Deck Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	26890036141
Street Address	13 WINDWHISPER LN
City	ANNAPOLIS
State	MD
Zip	21403-3474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 38 PL 1 GEORGETOWN GROVE
Legal Subdivision	GEORGETOWN GROVE
Legal Block	1
Legal Lot Number	38
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1000
Census Tract	706303

Owner

13 Windwhisper Ln is owned and occupied by two individuals who bought it in December 2014.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2014 · Amount on File
Deed Sale	Dec 22, 2014 · Amount on File
Prior Sale	Aug 8, 2005 · Amount on File
Deed Book / Page	27908 / 125
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	13 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474

Mortgage

Document Number	0367170452
Date	May 5, 2021
Book Page	36717/452

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	SEVERNA PARK, MD 21146

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Apr 15, 2041

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,500 Land $218,200 Building $213,300	$431,500 Land $218,200 Building $213,300
2023	$5,541.00 Homeowner's exemption	$391,800 Land $193,200 Building $198,600	$391,800 Land $193,200 Building $198,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Windwhisper Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Windwhisper Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20