18 Via Cima, San Clemente, CA 92672 Property Records

Orange County property record for 18 Via Cima, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,761 sqft · built 2007
Lot Size	0.259 acres (11,271 sqft)
Owner	Company Name on Record
Tax Bill	$14,991 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Feb 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`057-093-19`

Property Details

APN / Parcel Number

Primary APN	`057-093-19`
Alternative APN	`05709302`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	3,761 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	11,271 sqft (0.259 acres)
Garage Area	698 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	18 VIA CIMA
City	SAN CLEMENTE
State	CA
Zip	92672-3181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16501 BLK LOT 15
Legal Subdivision	TRACT NO. 16501
Legal Tract	16501
Legal Lot Number	15
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4008
Census Tract	42113

Owner

Source: Orange County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	47 VISTA MONTEMAR, LAGUNA NIGUEL, CA 92677-7954
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 14, 2023	Intrafamily Transfer, Transfer
Jun 21, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Oct 30, 2018	Deed of Trust, Mortgage · Line of Credit UNION BANK NA
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2014
Deed Sale	Aug 29, 2014
Prior Sale	Aug 10, 2009 · Amount on Record
Deed Document Number	2014350816
Last Transfer Date	Jan 14, 2023
Transfer Doc	0000032155
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Oct 7, 2026
Property Address	18 VIA CIMA, SAN CLEMENTE, CA 92672-3181
Document Number	0000281384
Instrument Date	Oct 5, 2026
Instrument	2026281384
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	47 VISTA MONTEMAR, LAGUNA NIGUEL, CA 92677-7954

Mortgage

Document Number	0000281384,
Date	Oct 7, 2026
Instrument	2026281384

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 14, 2023
Property Address	18 VIA CIMA, SAN CLEMENTE, CA 92672-3181
Document Number	0000032155
Map Reference	MB 881 PG 39-40
Instrument Date	Jan 14, 2023
Instrument	2023000032155
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 VISTA IVIONTEMAR, LAGUNA BEACH, CA 92677

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	18 VIA CIMA, SAN CLEMENTE, CA 92672-3181
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000254347
Date	Jun 21, 2017
Instrument	2017000254347

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	18 VIA CIMA, SAN CLEMENTE, CA 92672-3181
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000391550
Date	Oct 30, 2018
Instrument	2018000391550

Lender

Name	UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	18 VIA CIMA, SAN CLEMENTE, CA 92672-3181
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123671
Date	Mar 19, 2020
Instrument	2020000123671

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,514,127 (+2%) Land $579,320 Building $934,807
2025	$14,991.00 (+1.69%)	$1,484,439 (+4.04%) Land $567,961 Building $916,478
2024	$14,742.00 (+2.16%)
2023	$14,430.00 (+1.94%)	$1,426,798 Land $545,907 Building $880,891
2022	$14,155.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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