Cumberland Town property record for 18 Valley Stream Dr, Cumberland, RI 02864 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1987 |
| Square Footage | 2,856 sqft Living Area |
| Lot Size | 27,051 sqft (0.621 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $800,000 (2025) |
| Tax Bill | $7,734.00 (2025) |
| Primary APN | 151-64 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,856 sqft Living Area |
| Gross Area | 4,852 sqft Gross Area |
| 1st Floor | 1,716 sqft 1st Floor |
| Basement Area | 1,716 sqft Basement |
| Unfinished Basement | 1,716 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gambrel Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 27,051 sqft (0.621 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 151-64 |
|---|---|
| Street Address | 18 VALLEY STREAM DR |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5045 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 328 |
| Jurisdiction | CUMBERLAND RI |
| Minor Civil Division | CUMBERLAND |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 11301 |
Source: Cumberland Town records · APN 151-64
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 VALLEY STREAM DR, CUMBERLAND, RI 02864-5045 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Mar 10, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 17, 2025 | Deed, Transfer SHOREHAM BANK |
| May 26, 2023 | Warranty Deed, Transfer |
| Jul 03, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Deed Book / Page | 2010 / 594 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 18 VALLEY STREAM DR, CUMBERLAND, RI 02864-5045 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001997-678 |
|---|---|
| Date | Mar 10, 2025 |
| Book Page | 1997/678 |
| Instrument | 148285 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Sep 17, 2025 |
| Property Address | 18 VALLEY STREAM DR, CUMBERLAND, RI 02864-5045 |
| Document Number | 002010-594 |
| Book / Page | 2010 / 594 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 151113 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 18 VALLEY STREAM DR, CUMBERLAND, RI 02864-5045 |
| Document Number | 0000151114 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 151114 |
| Name | SHOREHAM BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | May 26, 2023 |
| Property Address | 18 VALLEY STREAM DR, CUMBERLAND, RI 02864-5045 |
| Document Number | 001957-123 |
| Book / Page | 1957 / 123 |
| Instrument Date | May 24, 2023 |
| Instrument | 138979 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 18 VALLEY STREAM DR, CUMBERLAND, RI 02864-5045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 18 VALLEY STREAM DR, CUMBERLAND, RI 02864-5045 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1845-185 |
|---|---|
| Date | Jul 03, 2020 |
| Book Page | 1845/185 |
| Instrument | 115248 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2045 |
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,734.00 (+5.6%) | $630,300 (-) Land $166,400 Building $463,900 |
| 2023 | $7,324.00 (-0.35%) | $630,300 (+28.55%) Land $166,400 Building $463,900 |
| 2022 | $7,350.00 | $490,300 Land $129,500 Building $360,800 |
Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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