13 Valley Stream Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 13 Valley Stream Dr, Cumberland, RI 02864 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1987
Square Footage2,322 sqft Living Area
Lot Size26,441 sqft (0.607 acres)
OccupancyOwner Occupied
Last Sale$595,000 (2024)
Tax Bill$6,355.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-0020-81
Alternative APNs
  • CUMB M:039 B:0332 L:000
  • 128-22

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,322 sqft Living Area
Gross Area5,329 sqft Gross Area
1st Floor1,512 sqft 1st Floor
Basement Area1,512 sqft Basement
Unfinished Basement1,512 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCape Cod Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area26,441 sqft (0.607 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number3-0020-81
Street Address13 VALLEY STREAM DR
CityCUMBERLAND
StateRI
Zip02864-5046
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block332
JurisdictionCUMBERLAND RI
Minor Civil DivisionCUMBERLAND
Census Blockgroup3
Census Block3011
Census Tract11301

Owner

Source: Cumberland Town records · APN 3-0020-81

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2025Deed of Trust, Mortgage · Conventional Mortgage
LEADER BANK NA
Mar 14, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Jan 17, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2024 · Amount on Record
Deed SaleJun 28, 2024 · Amount on Record
Prior SaleJul 08, 1996 · Amount on Record
Deed Doc Number2024144538
Deed Book / Page1980 / 675
Record RefreshedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address13 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002014-832
DateNov 03, 2025
Book Page2014/832
Instrument151947
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address13 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046
Transaction TypeMortgage
Record UpdatedMar 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001925-321
DateMar 14, 2022
Book Page1925/321
Instrument131737
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 01, 2047
Interest
Rate TypeAdjustable Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address13 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046
Document Number1734-809
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedOct 02, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 SULYMA ST CUMBERLAND RI 028642326, CUMBERLAND, RI 02864-2326

Mortgage

Document Number1734-809
DateFeb 08, 2017
Book Page001734/000809
Lender
NameCITIZENS BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,355.00 (+5.6%)$517,900 (-) Land $165,900 Building $352,000
2023$6,018.00 (+3.58%)$517,900 (+33.62%) Land $165,900 Building $352,000
2022$5,810.00$387,600 Land $129,100 Building $258,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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