Cumberland Town property record for 15 Valley Stream Dr, Cumberland, RI 02864 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1993 |
| Square Footage | 3,427 sqft Living Area |
| Lot Size | 25,962 sqft (0.596 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $605,000 (2018) |
| Tax Bill | $9,416.00 (2025) |
| Primary APN | 9940-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,427 sqft Living Area |
| Gross Area | 7,286 sqft Gross Area |
| 1st Floor | 1,501 sqft 1st Floor |
| Attic Area | 983 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 1,137 sqft Basement |
| Unfinished Basement | 1,137 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 25,962 sqft (0.596 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 9940-16 |
|---|---|
| Street Address | 15 VALLEY STREAM DR |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5046 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 333 |
| Jurisdiction | CUMBERLAND RI |
| Minor Civil Division | CUMBERLAND |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 11301 |
Source: Cumberland Town records · APN 9940-16
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL CREDIT UNION |
| Apr 13, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 26, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| May 05, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK |
| Mar 23, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| Jun 22, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2018 · Amount on Record |
| Deed Sale | Jun 22, 2018 · Amount on Record |
| Prior Sale | Sep 19, 2000 · Amount on Record |
| Deed Book / Page | 1776 / 459 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | May 21, 2026 |
| Property Address | 15 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046 |
| Document Number | 02030-0647 |
| Book / Page | 2030 / 647 |
| Instrument Date | May 16, 2026 |
| Instrument | 2026155082 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046 |
| Document Number | 0000155082, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 2030/647 |
| Instrument | 2026155082 |
| Name | COASTAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 15 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1884-507 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 1884/507 |
| Instrument | 123235 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 15 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1878-284 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 1878/284 |
| Instrument | 121992 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 15 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1837-760 |
|---|---|
| Date | May 05, 2020 |
| Book Page | 1837/760 |
| Instrument | 113771 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 15 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1833-233 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 1833/233 |
| Instrument | 112919 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jun 22, 2018 |
| Property Address | 15 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046 |
| Document Number | 1776-459 |
| Book / Page | 1776 / 459 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76.19 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Document Number | - |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 01776/0460 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 22, 2048 |
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,416.00 (+5.6%) | $767,400 (-) Land $165,500 Building $601,900 |
| 2023 | $8,917.00 (+2.71%) | $767,400 (+32.49%) Land $165,500 Building $601,900 |
| 2022 | $8,682.00 | $579,200 Land $128,800 Building $450,400 |
Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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