Middlesex County and Lowell City property record for 18 Sutherland St, Lowell, MA 01850
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,267 sqft · built 1925 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on File |
| Last Sale | $270,000 (Mar 2026) |
| Tax Bill | $3,770 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | F00190 |
| Primary APN | F00190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,267 sqft Living Area |
| Gross Area | 2,564 sqft |
| 1st Floor Area | 727 sqft |
| Attic | Attic |
| Attic Area | 540 sqft |
| Basement Area | 727 sqft |
| Unfinished Basement | 727 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | F00190 |
|---|---|
| Street Address | 18 SUTHERLAND ST |
| City | LOWELL |
| State | MA |
| Zip | 01850-1229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TTF |
| Legal Block | 5600 |
| Legal Lot Number | 18 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 310300 |
Source: Middlesex County and Lowell City records · APN F00190
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 22 HYACINTH DR, PEPPERELL, MA 01463-1719 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 09, 2026 | Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE EQUITY PARTNERS |
| Jul 09, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE EQUITY PARTNERS |
| Mar 03, 2026 | Quit Claim Deed, Transfer LOWELL FIVE CENTS SAVINGS BANK |
| Jun 21, 2018 | Deed of Trust, Mortgage · Line of Credit LOWELL CITY OF |
| Jul 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2026 · Amount on Record |
| Deed Sale | Mar 03, 2026 · Amount on Record |
| Prior Sale | Jul 10, 2018 |
| Deed Book / Page | 39896 / 130 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 09, 2026 |
| Property Address | 18 SUTHERLAND ST, LOWELL, MA 01850-1229 |
| Document Number | 0000021898 |
| Book / Page | 40190 / 8 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202621898 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 SUTHERLAND ST, LOWELL, MA 01850-1229 |
| Date | Jul 09, 2026 |
|---|
| Name | MORTGAGE EQUITY PARTNERS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 09, 2026 |
| Property Address | 18 SUTHERLAND ST, LOWELL, MA 01850-1229 |
| Document Number | 0000021900 |
| Book / Page | 40190 / 28 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202621900 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 18 SUTHERLAND ST, LOWELL, MA 01850-1229 |
| Document Number | 0000021900, |
|---|---|
| Date | Jul 09, 2026 |
| Book Page | 40190/28 |
| Instrument | 202621900 |
| Name | MORTGAGE EQUITY PARTNERS |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Mar 03, 2026 |
| Property Address | 18 SUTHERLAND ST, LOWELL, MA 01850-1229 |
| Document Number | 039896-130 |
| Book / Page | 39896 / 130 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 6265 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 HYACINTH DR, PEPPERELL, MA 01463-1719 |
| Document Number | 0000006266 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 6266 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 18 SUTHERLAND ST, LOWELL, MA 01850-1229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32173-40 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 32173/40 |
| Instrument | 25622 |
| Name | LOWELL CITY OF |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 10, 2018 |
| Property Address | 18 SUTHERLAND ST, LOWELL, MA 01850-1229 |
| Document Number | 32226-286 |
| Book / Page | 032226 / 000286 |
| Instrument Date | Jul 03, 2018 |
| Instrument | 28988 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 163 MARSHALL AVE LOWELL MA 018514834, LOWELL, MA 01851-4834 |
Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,770.00 (+0.45%) | $328,400 (+4.22%) Land $110,200 Building $218,200 | $411,065 (+5.28%) |
| 2024 | $3,753.00 (+6.29%) | $315,100 (+10.83%) Land $109,500 Building $205,600 | $390,450 |
| 2023 | $3,531.00 | $284,300 Land $95,200 Building $189,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 484 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA3160000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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