14 Sutherland St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 14 Sutherland St, Lowell, MA 01850

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,259 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jan 2009)
Tax Bill	$4,592 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J02140`

Property Details

APN / Parcel Number

Primary APN	`J02140`
Alternative APNs	`LOWE M:172 B:5600 L:14` `M:000172 T:J02140`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,259 sqft Living Area
Gross Area	2,702 sqft
1st Floor Area	739 sqft
Basement Area	739 sqft
Unfinished Basement	739 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	J02140
Street Address	14 SUTHERLAND ST
City	LOWELL
State	MA
Zip	01850-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TTF
Legal Block	5600
Legal Lot Number	14
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1008
Census Tract	310300

Owner

Source: Middlesex County and Lowell City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	657 ROBBINS AVE, 60, DRACUT, MA 01826-5163
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CREDIT UNION
Jan 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Mar 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2009 · Amount on Record
Deed Sale	Jan 30, 2009 · Amount on Record
Prior Sale	Oct 10, 2008 · Amount on Record
Deed Document Number	20093887
Deed Book / Page	22691 / 238
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	Apr 14, 2026
Property Address	14 SUTHERLAND ST, LOWELL, MA 01850-1229
Document Number	039987-109
Book / Page	39987 / 109
Instrument Date	Mar 27, 2026
Instrument	202610974
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SUTHERLAND ST, LOWELL, MA 01850-1229

Mortgage

Document Number	0000010974,
Date	Apr 14, 2026
Book Page	39987/109
Instrument	202610974

Lender

Name	JEANNE D'ARC CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate	5.98%
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	14 SUTHERLAND ST, LOWELL, MA 01850-1229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33784-157
Date	Jan 29, 2020
Book Page	33784/157
Instrument	3922

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	14 SUTHERLAND ST, LOWELL, MA 01850-1229
Document Number	32863-228
Instrument Date	Mar 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SUTHERLAND ST LOWELL MA 018501229, LOWELL, MA 01850-1229

Mortgage

Document Number	32863-228
Date	Apr 1, 2019
Book Page	032863/000228
Instrument	11584

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 31, 2039

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,592.00 (+0.11%)	$400,000 (+3.87%) Land $140,800 Building $259,200	$422,180 (+6.37%)
2024	$4,587.00 (+6.03%)	$385,100 (+10.57%) Land $140,000 Building $245,100	$396,910
2023	$4,326.00	$348,300 Land $121,700 Building $226,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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