11 Sutherland St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 11 Sutherland St, Lowell, MA 01850 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,766 sqft · built 1910
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Apr 2025)
Tax Bill	$6,392 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M14330`

Property Details

APN / Parcel Number

Primary APN	`M14330`
Alternative APNs	`LOWE M:172 B:5600 L:11` `M:000172 T:M14330`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,766 sqft Living Area
Gross Area	4,488 sqft
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M14330
Street Address	11 SUTHERLAND ST
City	LOWELL
State	MA
Zip	01850-1228
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	5600
Legal Lot Number	11
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1007
Census Tract	310300

Owner

Source: Middlesex County and Lowell City records · APN M14330

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11 SUTHERLAND ST, 13, LOWELL, MA 01850-1228
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · ARM JEANNE D ARC CU
Aug 16, 2019	Quit Claim Deed, Transfer · Conventional Mortgage JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 18, 2025 · Amount on Record
Deed Sale	Apr 18, 2025 · Amount on Record
Prior Sale	Aug 16, 2019 · Amount on Record
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	11 SUTHERLAND ST, LOWELL, MA 01850-1228
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036985-210
Date	Apr 15, 2022
Book Page	36985/210
Instrument	16539

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Type Change Date	May 01, 2029
Index	1-Year CMT

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 16, 2019
Property Address	11 SUTHERLAND ST, LOWELL, MA 01850-1228
Document Number	33259-213
Book / Page	033259 / 000213
Instrument Date	Aug 16, 2019
Instrument	34529
Transaction Type	Transfer
Record Updated	Sep 05, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 12TH ST #2 LOWELL MA 018501606, 2, LOWELL, MA 01850-1606

Mortgage

Document Number	33259-216
Date	Aug 16, 2019
Book Page	033259/000216
Instrument	34530

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	33259-239,
Date	Aug 16, 2019
Book Page	033259/000239
Instrument	34531

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2039

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,392.00 (+5.48%)	$556,800 (+9.43%) Land $146,200 Building $410,600
2024	$6,060.00 (+7.56%)	$508,800 (+12.17%) Land $145,300 Building $363,500
2023	$5,634.00	$453,600 Land $126,300 Building $327,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 484 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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