18 Sun Terrace Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 18 Sun Terrace Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,748 sqft · built 1988
Owner	Company Name on File
Tax Bill	$1,405 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`723-15050-000`

Property Details

APN / Parcel Number

Primary APN	`723-15050-000`
Alternative APN	`29315`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	168 sqft
Patio Area	77 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	18 SUN TERRACE DR
City	CABOT
State	AR
Zip	72023-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:50 CITY/MUNI/TWP:CABOT SUBD:SUN TERRACE ESTATES SEC/TWN/RNG/MER:SEC 11 TWN 04N RNG 10
Legal Range	10
Legal Township	04N
Legal Section	11
Legal Subdivision	SUN TERRACE ESTATES
Legal Lot Number	50
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2006
Census Tract	20201

Owner

18 Sun Terrace Dr is owned by a company that acquired it in January 2021.

Source: Lonoke County records, as of October 17, 2025

Owner of Record	Company Name on File
Mailing Address	5425 RIDGEFIELD LN, LITTLE ROCK, AR 72223-9728
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST SECURITY BANK
Jan 15, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST SECURITY BANK
Nov 2, 2020	Loan Modification, Mortgage EAGLE BK
Oct 29, 2019	Loan Modification, Mortgage EAGLE BK
Oct 10, 2018	Loan Modification, Mortgage EAGLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2021
Deed Sale	Jan 15, 2021
Prior Sale	Sep 5, 2013
Deed Document Number	2021-00722
Deed Book / Page	2021 / 722
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	18 SUN TERRACE DR, CABOT, AR 72023-2049
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5425 RIDGEFIELD LN, LITTLE ROCK, AR 72223-9728

Mortgage

Document Number	0000012761
Date	Sep 24, 2021
Book Page	2021/12761
Instrument	2021-12761

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	LITTLE ROCK, AR 72222

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 21, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jan 15, 2021
Property Address	18 SUN TERRACE DR, CABOT, AR 72023-2049
Document Number	0000000722
Book / Page	2021 / 722
Instrument Date	Jan 5, 2021
Instrument	2021-00722
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100723
Date	Jan 15, 2021
Instrument	2021-00723

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 5, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	18 SUN TERRACE DR, CABOT, AR 72023-2049
Document Number	0000013841
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 SUN TERRACE DR CABOT AR 720232049, CABOT, AR 72023-2049

Mortgage

Document Number	0000013841
Date	Nov 30, 2020
Instrument	13841

Lender

Name	EAGLE BK
Type	Bank
Address	LITTLE ROCK, AR 72211-3583

Agreement

Term	36 Months
Due	Nov 29, 2023

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	18 SUN TERRACE DR, CABOT, AR 72023-2049
Document Number	0000011715
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 SUN TERRACE DR CABOT AR 720232049, CABOT, AR 72023-2049

Mortgage

Document Number	0000011715
Date	Nov 20, 2019
Instrument	11715

Lender

Name	EAGLE BK
Type	Bank
Address	LITTLE ROCK, AR 72211-3853

Agreement

Term	12 Months
Due	Nov 19, 2020

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	18 SUN TERRACE DR, CABOT, AR 72023-2049
Document Number	0000010882
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 SUN TERRACE DR CABOT AR 720232049, CABOT, AR 72023-2049

Mortgage

Document Number	0000010882
Date	Nov 7, 2018
Instrument	10882

Lender

Name	EAGLE BK
Type	Bank
Address	LITTLE ROCK, AR 72211-3583

Agreement

Term	12 Months
Due	Nov 6, 2019

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,620 Land $3,400 Building $24,220
2024	$1,405.00
2023	$1,405.00	$27,620 Land $3,400 Building $24,220	$138,100 Land $17,000 Building $121,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Sun Terrace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Sun Terrace Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Also Mapped Here	LONOKE WHITE PUBLIC WATER AUTHORITY
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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