10 Sun Terrace Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 10 Sun Terrace Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,536 sqft · built 1989
Lot Size	0.709 acres (30,925 sqft)
Owner	2 Individual Names on File
Last Sale	$152,500 (May 2019)
Tax Bill	$784 (2024)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`723-15073-000`

Property Details

APN / Parcel Number

Primary APN	`723-15073-000`
Alternative APN	`29338`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	1,536 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,925 sqft (0.709 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Screened Porch
Porch Area	260 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10 SUN TERRACE DR
City	CABOT
State	AR
Zip	72023-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10
Legal Township	04N
Legal Section	11
Legal Subdivision	SUN TERRACE ESTATES
Legal Block	2
Legal Lot Number	73
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2000
Census Tract	20201

Owner

10 Sun Terrace Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Lonoke County records, as of October 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	28416 WASHINGTON POOL RD, EXCELSIOR SPRINGS, MO 64024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 28, 2019	Warranty Deed, Transfer · VA Mortgage EAGLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2019 · Amount on File
Deed Sale	May 28, 2019 · Amount on File
Prior Sale	Apr 13, 2016 · Amount on File
Deed Document Number	20194936
Prior Transfer Date	Apr 8, 2016
Prior Transfer Doc	0000003373
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	10 SUN TERRACE DR, CABOT, AR 72023-2049
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007792
Date	Jul 22, 2020
Book Page	2020/7792
Instrument	2020-07792

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jul 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	May 28, 2019
Property Address	10 SUN TERRACE DR, CABOT, AR 72023-2049
Document Number	0000004936
Instrument Date	May 22, 2019
Instrument	4936
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$503.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 SUN TERRACE DR CABOT AR 720232049, CABOT, AR 72023-2049

Mortgage

Document Number	4937
Date	May 28, 2019
Instrument	4937

Lender

Name	EAGLE BK
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2049

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,230 Land $3,400 Building $21,830	$126,150 Land $17,000 Building $109,150
2024	$784.00 (-8.73%)
2023	$859.00 Homeowner's exemption	$25,230 Land $3,400 Building $21,830	$126,150 Land $17,000 Building $109,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Sun Terrace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Sun Terrace Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 66% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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