13 Sun Terrace Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 13 Sun Terrace Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,830 sqft · built 1987
Owner	Individual Name on File
Last Sale	$215,000 (Jun 2022)
Tax Bill	$951 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`723-15019-000`

Property Details

APN / Parcel Number

Primary APN	`723-15019-000`
Alternative APN	`29283`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,830 sqft
Flooring	Subfloor
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Deck Area	506 sqft
Patio Area	1,156 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13 SUN TERRACE DR
City	CABOT
State	AR
Zip	72023-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:19 CITY/MUNI/TWP:CABOT SUBD:SUN TERRACE ESTATES SEC/TWN/RNG/MER:SEC 11 TWN 04N RNG 10
Legal Range	10
Legal Township	04N
Legal Section	11
Legal Subdivision	SUN TERRACE ESTATES
Legal Lot Number	19
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2003
Census Tract	20201

Owner

13 Sun Terrace Dr is owned and occupied by an individual who bought it in June 2022.

Source: Lonoke County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13 SUN TERRACE DR, CABOT, AR 72023-2050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jun 11, 2020	Warranty Deed, Transfer · VA Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Jun 11, 2020 · Amount on File
Deed Document Number	2022-07564
Deed Book / Page	2022 / 7564
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jun 24, 2022
Property Address	13 SUN TERRACE DR, CABOT, AR 72023-2050
Document Number	0000007564
Book / Page	2022 / 7564
Instrument Date	Jun 21, 2022
Instrument	2022-07564
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 SUN TERRACE DR, 13, CABOT, AR 72023-2050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SUN TERRACE DR, CABOT, AR 72023-2050

Mortgage

Document Number	0202207565
Date	Jun 24, 2022
Instrument	2022-07565

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jun 11, 2020
Property Address	13 SUN TERRACE DR, CABOT, AR 72023-2050
Document Number	0000005928
Book / Page	2020 / 5928
Instrument Date	Jun 8, 2020
Instrument	2020005928
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2991 S 630 RD, 2991, QUAPAW, OK 74363-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SUN TERRACE DR, CABOT, AR 72023-2050

Mortgage

Document Number	0202005929
Date	Jun 11, 2020
Instrument	2020-05929

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,520 Land $3,400 Building $25,120
2024	$951.00 (-7.31%)
2023	$1,026.00 Homeowner's exemption	$28,520 Land $3,400 Building $25,120	$142,600 Land $17,000 Building $125,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13 Sun Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Sun Terrace Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Also Mapped Here	LONOKE WHITE PUBLIC WATER AUTHORITY
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Sun Terrace Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures