18 Sterrett Ave, Covington, KY 41014 Property Records

Kenton County property record for 18 Sterrett Ave, Covington, KY 41014 · Last verified December 2025

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,216 sqft
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Aug 2018)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-23-16-010.00`

Property Details

APN / Parcel Number

Primary APN	`055-23-16-010.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,216 sqft Finished Area
Gross Area	2,340 sqft

Exterior

Exterior Material	Brick
Foundation Type	Block
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	220 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0552316010.00
Street Address	18 STERRETT AVE
City	COVINGTON
State	KY
Zip	41014-1262
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WALLACE W 1/2 LOT 31
Legal Subdivision	WALLACE ROBERT
Legal Lot Number	31
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2003
Census Tract	61100

Owner

Source: Kenton County records · APN 055-23-16-010.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18 STERRETT AVE, COVINGTON, KY 41014-1262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTHEAST BANK
Aug 24, 2018	Warranty Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Prior Sale	May 10, 2006 · Amount on Record
Deed Document Number	0000648629
Deed Book / Page	6486 / 29
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	18 STERRETT AVE, COVINGTON, KY 41014-1262
Transaction Type	Mortgage
Record Updated	Apr 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 STERRETT AVE, COVINGTON, KY 41014-1262

Mortgage

Document Number	0005900001
Date	Mar 22, 2023
Book Page	KCM 448/140
Instrument	23032205900001

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	LATONIA, KY 41015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 24, 2018
Property Address	18 STERRETT AVE, COVINGTON, KY 41014-1262
Document Number	0000000360
Book / Page	0C6486 / 000029
Instrument Date	Aug 12, 2018
Instrument	360
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 STERRETT AVE COVINGTON KY 410141262, COVINGTON, KY 41014-1262

Mortgage

Document Number	362
Date	Aug 24, 2018
Book Page	0C6486/000033
Instrument	362

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,325.00 (-0.53%)	$100,000 (-) Land $5,000 Building $95,000	$100,000 (-) Land $5,000 Building $95,000
2023	$1,332.00	$100,000 Land $5,000 Building $95,000	$100,000 Land $5,000 Building $95,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Wallace Woods Area Residential Historic District listed 1983 · 250 contributing resources · NRIS 83002807

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,077 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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