16 Sterrett Ave, Covington, KY 41014 Property Records

Kenton County property record for 16 Sterrett Ave, Covington, KY 41014

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,764 sqft · built 1900
Lot Size	0.126 acres (5,500 sqft)
Owner	Company Name on File
Last Sale	$711,000 (Sep 2019)
Tax Bill	$1,632 (2025)
Deeds & Mortgages	Sep 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`055-23-16-019.00`

Property Details

APN / Parcel Number

Primary APN	`055-23-16-019.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,764 sqft Finished Area
Gross Area	1,963 sqft

Exterior

Year Built	Built 1900
Exterior Material	Brick
Foundation Type	Stone
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	220 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0552316019.00
Street Address	16 STERRETT AVE
City	COVINGTON
State	KY
Zip	41014-1262
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WALLACE PT LOT 30 25'X 220' NS STERRETT 175' E MADISON
Legal Subdivision	WALLACE ROBERT
Legal Lot Number	30
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2003
Census Tract	61100

Owner

Source: Kenton County records · APN 055-23-16-019.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1214 AUDUBON RD, PARK HILLS, KY 41011-1904
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2019 · Amount on Record
Deed Sale	Sep 19, 2019 · Amount on Record
Deed Document Number	0000675744
Deed Book / Page	6757 / 44
Record Updated	Jun 08, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 19, 2019
Property Address	16 STERRETT AVE, COVINGTON, KY 41014-1262
Document Number	0000000089
Book / Page	0C6757 / 000044
Instrument Date	Aug 01, 2019
Instrument	89
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$711.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1219 AUDUBON RD PARK HILLS KY 410111903, PARK HILLS, KY 41011-1903

Mortgage

Document Number	90
Date	Sep 19, 2019
Book Page	0C6757/000049
Instrument	90

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Sep 18, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,632.00 (-0.55%)	$123,200 (-) Land $5,000 Building $118,200	$123,200 (-) Land $5,000 Building $118,200
2023	$1,641.00	$123,200 Land $5,000 Building $118,200	$123,200 Land $5,000 Building $118,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Wallace Woods Area Residential Historic District listed 1983 · 250 contributing resources · NRIS 83002807

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 1,077 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.