14 Sterrett Ave, Covington, KY 41014 Property Records

Kenton County property record for 14 Sterrett Ave, Covington, KY 41014

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,764 sqft · built 1900
Lot Size	0.126 acres (5,500 sqft)
Owner	Company Name on Record
Last Sale	$711,000 (Sep 2019)
Tax Bill	$1,632 (2025)
Deeds & Mortgages	Sep 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`055-23-16-020.00`

Property Details

APN / Parcel Number

Primary APN	`055-23-16-020.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,764 sqft Finished Area
Gross Area	2,007 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Stone
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	220 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14 STERRETT AVE
City	COVINGTON
State	KY
Zip	41014-1262
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WALLACE PT LOT 30 25'X 220' NS STERRETT 150' E MADISON
Legal Subdivision	WALLACE ROBERT
Legal Lot Number	30
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2003
Census Tract	61100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wallace Woods Area Residential Historic District listed 1983 · 250 contributing resources · NRIS 83002807

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1214 AUDUBON RD, PARK HILLS, KY 41011-1904
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2019 · Amount on Record
Deed Sale	Sep 19, 2019 · Amount on Record
Deed Document Number	201909 19 059 00089
Deed Book / Page	6757 / 44
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 19, 2019
Property Address	14 STERRETT AVE, COVINGTON, KY 41014-1262
Document Number	0000000089
Book / Page	0C6757 / 000044
Instrument Date	Aug 1, 2019
Instrument	89
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$711.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1219 AUDUBON RD PARK HILLS KY 410111903, PARK HILLS, KY 41011-1903

Mortgage

Document Number	90
Date	Sep 19, 2019
Book Page	0C6757/000049
Instrument	90

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Sep 18, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (+13.64%) Land $10,000 Building $130,000	$140,000 (+13.64%) Land $10,000 Building $130,000
2025	$1,632.00 (-0.55%)	$123,200 (-) Land $5,000 Building $118,200	$123,200 (-) Land $5,000 Building $118,200
2023	$1,641.00	$123,200 Land $5,000 Building $118,200	$123,200 Land $5,000 Building $118,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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