18 Saint Ebbas Dr, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 18 Saint Ebbas Dr, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,924 sqft · built 1992
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Sep 2021)
Tax Bill	$17,514 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`COM-0013571`

Property Details

APN / Parcel Number

Primary APN	`COM-0013571`
Alternative APNs	`264200 109.13-1-34.02` `42001091300001034020`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,924 sqft Living Area
1st Floor Area	2,303 sqft
2nd Floor Area	1,621 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	235 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	741 sqft
Porch	Slab
Porch Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	COM-0013571
Street Address	18 SAINT EBBAS DR
City	PENFIELD
State	NY
Zip	14526-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	L53 TWP 13 R4 LOT 20 ETTRICK FOREST PHA
Legal Subdivision	ETTRICK FOREST SUBDIVISION PHASE I
Legal Block	1
Legal Lot Number	34.020
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	2
Census Block	2019
Census Tract	11504

Owner

Source: Monroe County and Penfield Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 SAINT EBBAS DR, PENFIELD, NY 14526-9786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit ST PLUS X FEDERAL CREDIT UNION
Sep 21, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 7, 2020	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR
Aug 10, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Deed Document Number	20211066
Deed Book / Page	12561 / 173
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	18 SAINT EBBAS DR, PENFIELD, NY 14526-9786
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SAINT EBBAS DR, PENFIELD, NY 14526-9786

Mortgage

Document Number	0000000966
Date	Aug 10, 2022
Book Page	30012/200
Instrument	202208100966

Lender

Name	ST PLUS X FEDERAL CREDIT UNION
Address	ROCHESTER, NY 14624

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Sep 21, 2021
Property Address	18 SAINT EBBAS DR, PENFIELD, NY 14526-9786
Document Number	0000000173
Book / Page	12561 / 173
Map Reference	LB 255 PG 50
Instrument Date	Sep 17, 2021
Instrument	202109211066
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 SAINT EBBAS DR, 18, PENFIELD, NY 14526-9786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 KIRK DR, ROCHESTER, NY 14610-3525

Mortgage

Document Number	0000001067
Date	Sep 21, 2021
Book Page	29467/235
Instrument	202109211067

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	18 SAINT EBBAS DR, PENFIELD, NY 14526-9786
Document Number	0000000524
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SAINT EBBAS DR PENFIELD NY 145269786, PENFIELD, NY 14526-9786

Mortgage

Document Number	0000000524
Date	May 19, 2020
Book Page	028519/000627
Instrument	524

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Aug 10, 2017
Property Address	18 SAINT EBBAS DR, PENFIELD, NY 14526-9786
Document Number	0000000304
Book / Page	011902 / 000615
Instrument Date	Jul 20, 2017
Instrument	304
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 LOCH LOYAL CT PENFIELD NY 145269568, PENFIELD, NY 14526-9568

Tax Assessment & Valuation

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Penfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,514.00 (+0.05%)	$575,000 (-) Land $79,700 Building $495,300	$766,700 (+25.34%) Land $106,271 Building $660,429
2023		$575,000 (-) Land $79,700 Building $495,300	$611,700 (+6.38%) Land $84,787 Building $526,913
2022		$575,000 Land $79,700 Building $495,300	$575,000 Land $79,700 Building $495,300
2021	$17,505.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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