Monroe County and Penfield Town property record for 23 Saint Ebbas Dr, Penfield, NY 14526
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,656 sqft · built 1999 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Aug 2020) |
| Tax Bill | $12,913 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 109.13-3-40 |
| Primary APN | 109.13-3-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,656 sqft Living Area |
| 1st Floor Area | 1,468 sqft |
| 2nd Floor Area | 1,188 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 28,750 sqft (0.66 acres) |
| Lot Width | 118 ft Width |
| Garage Type | Attached |
| Garage Area | 1,048 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 85 sqft |
| Patio Area | 500 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 109.13-3-40 |
|---|---|
| Street Address | 23 SAINT EBBAS DR |
| City | PENFIELD |
| State | NY |
| Zip | 14526-9789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-20 |
| Legal Description | ETTRICK FOREST PH2A L53 T13 R4 LOT 40 |
| Legal Subdivision | ETTRICK FOREST SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 40.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | PENFIELD |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11504 |
23 Saint Ebbas Dr is owned and occupied by two individuals who bought it in August 2020.
Source: Monroe County and Penfield Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 SAINT EBBAS DR, PENFIELD, NY 14526-9789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · Line of Credit FAMILY FIRST OF NY FCU |
| Aug 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2020 · Amount on File |
| Deed Sale | Aug 3, 2020 · Amount on File |
| Prior Sale | Dec 4, 2009 · Amount on File |
| Deed Document Number | 202044 |
| Deed Book / Page | 12370 / 419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 23 SAINT EBBAS DR, PENFIELD, NY 14526-9789 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 23 SAINT EBBAS DR, PENFIELD, NY 14526-9789 |
| Document Number | 0000000308 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 29912/310 |
| Instrument | 202206030308 |
| Name | FAMILY FIRST OF NY FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14625 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Aug 3, 2020 |
| Property Address | 23 SAINT EBBAS DR, PENFIELD, NY 14526-9789 |
| Document Number | 0000000044 |
| Book / Page | 12370 / 419 |
| Map Reference | LB 296 PG 54 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 202008030044 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | INDEPENDENT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 SAINT EBBAS DR, 23, PENFIELD, NY 14526-9789 |
| Name | Verified Name |
|---|---|
| Address | 23 SAINT EBBAS DR, PENFIELD, NY 14526-9789 |
| Document Number | 0000000045 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 202008030045 |
| Name | CNB MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 23 Saint Ebbas Dr was $12,913, up 4.9% from the year before.
Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Penfield Town |
| Unified School District | Penfield Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,913.00 (+4.87%) | ||
| 2025 | $12,313.00 | $402,000 Land $80,300 Building $321,700 | $536,000 Land $107,067 Building $428,933 |
| 2023 | $402,000 (-2.43%) Land $80,300 Building $321,700 | $427,700 (+3.81%) Land $85,434 Building $342,266 | |
| 2022 | $412,000 Land $80,300 Building $331,700 | $412,000 Land $80,300 Building $331,700 | |
| 2021 | $13,402.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Saint Ebbas Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 23 Saint Ebbas Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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