12 Saint Ebbas Dr, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 12 Saint Ebbas Dr, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,334 sqft · built 1989
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Jun 2021)
Tax Bill	$13,058 (2026)
Deeds & Mortgages	Sep 2025 Second Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`COM-0013574`

Property Details

APN / Parcel Number

Primary APN	`COM-0013574`
Alternative APNs	`264200 109.13-1-34.023` `42001091300001034023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,334 sqft Living Area
1st Floor Area	1,934 sqft
2nd Floor Area	1,400 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	35,719 sqft (0.82 acres)
Lot Width	96.6 ft Width
Garage Type	Attached
Garage Area	849 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	509 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	COM-0013574
Street Address	12 SAINT EBBAS DR
City	PENFIELD
State	NY
Zip	14526-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	L53 TWP 13 R4 LOT 23 ETTRICK FOREST PHA
Legal Subdivision	ETTRICK FOREST SUBDIVISION PHASE I
Legal Block	1
Legal Lot Number	34.023
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	2
Census Block	2019
Census Tract	11504

Owner

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 SAINT EBBAS DR, PENFIELD, NY 14526-9786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINGER LAKES FCU
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Deed Document Number	20211050
Deed Book / Page	12520 / 383
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	12 SAINT EBBAS DR, PENFIELD, NY 14526-9786
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SAINT EBBAS DR, PENFIELD, NY 14526-9786
Investor	Possibly a Property Investor

Mortgage

Document Number	202503332309
Date	Sep 10, 2025
Book Page	31134/224
Instrument	202503332309

Lender

Name	FINGER LAKES FCU
Type	Credit Union
Address	GENEVA, NY 14456

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 19, 2040

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jun 25, 2021
Property Address	12 SAINT EBBAS DR, PENFIELD, NY 14526-9786
Document Number	0000000383
Book / Page	12520 / 383
Map Reference	LB 255 PG 50
Instrument Date	Jun 10, 2021
Instrument	202106251050
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	ROCHESTER ABSTRACT CORPORATION, ROCHESTER ABSTRACT CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 ST, 12, PENFIELD, NY 14526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SAINT EBBAS DR, PENFIELD, NY 14526-9786

Mortgage

Document Number	202106251051
Date	Jun 25, 2021
Instrument	202106251051

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Penfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,058.00 (+5.13%)
2025	$12,421.00 (-16.55%)	$405,000 (-) Land $92,500 Building $312,500	$540,000 (+25.32%) Land $123,333 Building $416,667
2023		$405,000 (-) Land $92,500 Building $312,500	$430,900 (+6.4%) Land $98,415 Building $332,485
2022		$405,000 Land $92,500 Building $312,500	$405,000 Land $92,500 Building $312,500
2021	$14,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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