Kane County property record for 18 S 3rd Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,318 sqft · built 1900 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $257,000 (Aug 2023) |
| Tax Bill | $6,274 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-464-004 |
| Primary APN | 09-27-464-004 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,318 sqft Living Area |
| Basement Area | 1,152 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Detached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 18 S 3RD AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST. CHARLES ORIGINAL TOWN - LOT 5 BLK 6 |
| Legal Subdivision | ST CHARLES ORIGINAL TOWN |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 852300 |
Source: Kane County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 18 S 3RD AVE, SAINT CHARLES, IL 60174-2140 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 17, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage GANGWAY DEVELOPMENT LLC |
| Jun 9, 2022 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Jul 2, 2020 | Warranty Deed, Transfer FOX TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2023 · Amount on Record |
| Deed Sale | Aug 17, 2023 · Amount on Record |
| Prior Sale | Jun 9, 2022 · Amount on Record |
| Deed Document Number | 202328333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 17, 2023 |
| Property Address | 18 S 3RD AVE, ST CHARLES, IL 60174-2140 |
| Document Number | 0000028333 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023K028333 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 S 3RD AVE, ST CHARLES, IL 60174-2140 |
| Document Number | 0000028336 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023K028336 |
| Name | GANGWAY DEVELOPMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jun 17, 2024 |
| Document Number | 0000028334 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023K028334 |
| Name | THE HARVARD STATE BANK |
|---|---|
| Type | Bank |
| Address | HARVARD, IL 60033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 17, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 9, 2022 |
| Property Address | 18 S 3RD AVE, ST CHARLES, IL 60174-2140 |
| Document Number | 0000030488 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 2022K030488 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36W475 OAK POINTE DR, 36W475, ST CHARLES, IL 60175-7408 |
| Name | Verified Name |
|---|---|
| Address | 18 S 3RD AVE, ST CHARLES, IL 60174-2140 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 2, 2020 |
| Property Address | 18 S 3RD AVE, ST CHARLES, IL 60174-2140 |
| Document Number | 0000035567 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 35567 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | FOX TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $255.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36W475 OAK POINTE DR ST CHARLES IL 601757408, ST CHARLES, IL 60175-7408 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,274.00 (+2.53%) | $89,470 (+8.53%) Land $28,008 Building $61,462 | $268,517 (+8.53%) Land $84,058 Building $184,460 |
| 2024 | $6,119.00 (+24.04%) | $82,438 (+36.95%) Land $25,807 Building $56,631 | $247,413 (+37.01%) Land $77,452 Building $169,961 |
| 2022 | $4,933.00 (+5.43%) | $60,195 (+4.91%) Land $23,242 Building $36,953 | $180,585 (+4.91%) Land $69,726 Building $110,859 |
| 2021 | $4,679.00 | $57,378 Land $22,154 Building $35,224 | $172,134 Land $66,462 Building $105,672 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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