18 Okeechobee E, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 18 Okeechobee E, Santa Rosa Beach, FL 32459 · Last verified December 2025

Property Summary

Property Type	Vacant Land
Lot Size	0.096 acres (4,182 sqft)
Owner	Owner Name on File
Tax Bill	$1,814 (2024)
Deeds & Mortgages	Mar 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-3S-20-34403-000-0120`

Property Details

APN / Parcel Number

Primary APN	`02-3S-20-34403-000-0120`
Alternative APN	`1004224`

Exterior

Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	9.8 ft deep x 4.3 ft wide

Location & Zoning

Account Number	1004224
Street Address	18 OKEECHOBEE E
City	SANTA ROSA BEACH
State	FL
Zip	32459-8797
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 12 FOREST LAKES PH IV PB 18-7 OR 2799-4223 OR 2810-2599 OR 2886-1584 OR 2902-295
Legal Range	20W
Legal Township	03S
Legal Section	02
Legal Subdivision	FOREST LAKES PH IV
Legal Phase	4
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1014
Census Tract	950606

Owner

Source: Walton County records · APN 02-3S-20-34403-000-0120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	241 JO KATHERINE LN, SANTA ROSA BEACH, FL 32459-3133

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2008
Deed Sale	Aug 18, 2008
Prior Sale	Feb 11, 2009
Deed Document Number	0027994223
Last Transfer Date	Oct 09, 2012
Transfer Doc	0029020295
Record Updated	Jun 08, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	18 OKEECHOBEE E, SANTA ROSA BEACH, FL 32459-8797
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 JO KATHERINE LN, SANTA ROSA BEACH, FL 32459-3133

Mortgage

Document Number	0033522603
Date	Mar 13, 2025
Book Page	3352/2603
Instrument	20250008523

Lender

Name	LUENSER CAPITAL LLC
Type	Non-Lending Institution
Address	SAN ANTONIO, TX 78257

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Mar 02, 2027

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,000 (+9.31%) Land $300,000	$300,000 (+9.31%) Land $300,000
2024	$1,814.00 (+4.01%)
2023	$1,744.00 (+45.94%)	$274,450 (+80.92%) Land $274,450	$274,450 (+80.92%) Land $274,450
2022	$1,195.00	$151,693 Land $151,693	$151,693 Land $151,693

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 413 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	725 units insured 312 under condo master policies
Nearby Flood Claims	12 (2005–2025)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Oct 2025, rainfall accumulation
Claims By Storm	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 1,351 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Mediacom Communications, Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.