98 Okeechobee E, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 98 Okeechobee E, Santa Rosa Beach, FL 32459 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2015
Square Footage2,069 sqft Living Area
Lot Size4,138 sqft (0.095 acres)
GarageAttached, 274 sqft
Last Sale$519,000 (2015)
Tax Bill$8,376.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-3S-20-34403-000-0030
Alternative APNs
  • 02-320-34403-000-0030
  • 1004215

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,069 sqft Living Area
Gross Area2,625 sqft Gross Area
1st Floor1,161 sqft 1st Floor
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureCustom/Decorative Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialWood Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area4,138 sqft (0.095 acres)
Depth X Width92 ft x 45 ft Depth x Width
DrivewayDriveway Brick
Garage TypeAttached Garage
Garage Area274 sqft Garage
Deck AreaDeck Area
Porch Area282 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address98 OKEECHOBEE E
CitySANTA ROSA BEACH
StateFL
Zip32459-8797
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 3 FOREST LAKES PH IV PB 18-7 OR 2799-4223 OR 2810-2599 OR 2886-1584 OR 2897-2319 OR 2917-2456 OR 2984-4892 OR 2987-1406
Legal Range020
Legal Township03S
Legal Section02
Legal SubdivisionFOREST LAKES PH IV
Legal Phase4
Legal Lot Number3
JurisdictionWALTON FL
Minor Civil DivisionWALTON BEACHES
Census Blockgroup1
Census Block1014
Census Tract950606

Owner

Source: Walton County records · APN 02-3S-20-34403-000-0030

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address44 COMMERCE ST, CADIZ, KY 42211-9796
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2023Deed of Trust, Mortgage · Line of Credit
PLANTERS BANK
Aug 12, 2020Loan Modification, Mortgage
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 13, 2015 · Amount on Record
Deed SaleAug 13, 2015 · Amount on Record
Prior SaleJul 01, 2015 · Amount on Record
Deed Doc Number20151334013
Deed Book / Page2987 / 1406
Prior Transfer DateJul 15, 2015
Prior Transfer Doc0029844892
Record RefreshedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address98 OKEECHOBEE E, SANTA ROSA BEACH, FL 32459-8797
Transaction TypeMortgage
Record UpdatedFeb 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 COMMERCE ST, CADIZ, KY 42211-9796

Mortgage

Document Number0032790973
DateJan 30, 2023
Book Page3279/973
Instrument20230003200
Lender
NamePLANTERS BANK
TypeBank
AddressHOPKINSVILLE, KY 42241
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 09, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWALTON FL
Property Address98 OKEECHOBEE E, SANTA ROSA BEACH, FL 32459-8797
Document Number0031683672
Instrument DateAug 12, 2020
Transaction TypeMortgage
Record UpdatedDec 01, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address98 OKEECHOBEE E SANTA ROSA BEACH FL 324598797, SANTA ROSA BEACH, FL 32459-8797

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,376.00 (+4.46%)$1,028,923 (+1.79%) Land $300,000 Building $728,923$1,028,923 (+1.79%) Land $300,000 Building $728,923
2024$8,018.00 (+4.96%)
2023$7,639.00 (+10.92%)$1,010,862 (+16.02%) Land $274,450 Building $736,412$1,010,862 (+16.02%) Land $274,450 Building $736,412
2022$6,887.00$871,291 Land $151,693 Building $719,598$871,291 Land $151,693 Building $719,598

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 1,351 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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