Walton County property record for 90 Okeechobee E, Santa Rosa Beach, FL 32459 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,239 sqft · built 2016 |
| Lot Size | 0.095 acres (4,138 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $836,000 (Oct 2020) |
| Tax Bill | $6,966 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-3S-20-34403-000-0040 |
| Primary APN | 02-3S-20-34403-000-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,239 sqft Living Area |
| Gross Area | 3,112 sqft |
| 1st Floor Area | 1,199 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 4,138 sqft (0.095 acres) |
| Lot Dimensions | 92 ft deep x 45 ft wide |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Driveway | Brick Driveway |
| Porch | Finished Screened Porch |
| Porch Area | 618 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 90 OKEECHOBEE E |
|---|---|
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-8797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 FOREST LAKES PH IV PB 18-7 OR 2799-4223 OR 3059-3553 OR 3164-3945 OR 3298-3711 |
| Legal Range | 020 |
| Legal Township | 03S |
| Legal Section | 02 |
| Legal Subdivision | FOREST LAKES PH IV |
| Legal Phase | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 950606 |
Source: Walton County records · APN 02-3S-20-34403-000-0040
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 90 OKEECHOBEE E, SANTA ROSA BEACH, FL 32459-8797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 11, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK |
| Dec 12, 2017 | Warranty Deed, Subdivision Related Transfer · ARM PNC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on Record |
| Deed Sale | Oct 19, 2020 · Amount on Record |
| Prior Sale | Dec 12, 2017 · Amount on Record |
| Deed Document Number | 202041537 |
| Deed Book / Page | 3164 / 3945 |
| Last Transfer Date | Mar 15, 2023 |
| Transfer Doc | 0032983711 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 11, 2023 |
| Property Address | 90 OKEECHOBEE E, SANTA ROSA BEACH, FL 32459-8797 |
| Document Number | 0032983711 |
| Book / Page | 3298 / 3711 |
| Map Reference | MB 18 PG 7&7A |
| Instrument Date | Mar 15, 2023 |
| Instrument | 20230028895 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 90 OKEECHOBEE E, SANTA ROSA BEACH, FL 32459-8797 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 90 OKEECHOBEE E, SANTA ROSA BEACH, FL 32459-8797 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 19, 2020 |
| Property Address | 90 OKEECHOBEE E, SANTA ROSA BEACH, FL 32459-8797 |
| Document Number | 0031643945 |
| Book / Page | 3164 / 3945 |
| Map Reference | MB 18 PG 7&7A |
| Instrument Date | Oct 08, 2020 |
| Instrument | 20200041537 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | SHORELINE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,852.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 465 W MCCLAIN AVE, 465, SCOTTSBURG, IN 47170-1239 |
| Name | Verified Name |
|---|---|
| Address | 90 OKEECHOBEE E, SANTA ROSA BEACH, FL 32459-8797 |
| Document Number | 0031643947 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 3164/3947 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 12, 2017 |
| Property Address | 90 OKEECHOBEE E, SANTA ROSA BEACH, FL 32459-8797 |
| Document Number | 0030593553 |
| Book / Page | 3059 / 3553 |
| Map Reference | MB18 PG7&7A |
| Instrument Date | Nov 16, 2017 |
| Instrument | 2017000040610 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1001 CHARTRES ST, 1001, NEW ORLEANS, LA 70116-3201 |
| Name | Verified Name |
|---|---|
| Address | 2249 W BOBWHITE DR, SCOTTSBURG, IN 47170-6816 |
| Document Number | 2017000040611 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 2017000040611 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jan 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,966.00 (+1.9%) | $809,539 (-26.6%) | $1,120,133 (+1.56%) Land $300,000 Building $820,133 |
| 2024 | $6,836.00 (+3.7%) | ||
| 2023 | $6,592.00 (+1.14%) Homeowner's exemption | $1,102,938 (+15.72%) Land $274,450 Building $828,488 | $1,102,938 (+15.72%) Land $274,450 Building $828,488 |
| 2022 | $6,518.00 Homeowner's exemption | $953,070 Land $151,693 Building $801,377 | $953,070 Land $151,693 Building $801,377 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,351 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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