18 Meadow Rdg, Festus, MO 63028 Property Records

Jefferson County property record for 18 Meadow Rdg, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,381 sqft · built 2022
Lot Size	3.98 acres (173,804 sqft)
Owner	2 Individual Names on File
Last Sale	$199,500 (Dec 2025)
Tax Bill	$4,114 (2025)
Deeds & Mortgages	Aug 2026 Transfer Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-9.0-32.0-0-000-046.15`

Property Details

APN / Parcel Number

Primary APN	`11-9.0-32.0-0-000-046.15`
Alternative APN	`1190320 04615`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,381 sqft Living Area
Gross Area	3,953 sqft
1st Floor Area	1,932 sqft
Basement Area	1,449 sqft
Finished Basement	1,449 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	173,804 sqft
Garage Type	Attached
Garage Area	572 sqft

Exterior Amenities

Pool Area	768 sqft
Porch	Porch
Porch Area	92 sqft
Patio Area	684 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	18 MEADOW RDG
City	FESTUS
State	MO
Zip	63028-3076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	MEADOW RIDGE LOT 18
Legal Range	5E
Legal Township	41N
Legal Section	32
Legal Subdivision	MEADOW RIDGE
Legal Block	1
Legal Lot Number	18
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1008
Census Tract	701001

Owner

18 Meadow Rdg is owned and occupied by two individuals who bought it in December 2025.

Source: Jefferson County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 MEADOW RDG, FESTUS, MO 63028-3076
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Sep 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Dec 23, 2025	Personal Representative Deed, Transfer · Conventional Mortgage OZARKS FSLA
Dec 23, 2025	Affidavit, Transfer
Feb 5, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Deed Document Number	202533643
Prior Transfer Date	Jan 13, 2021
Prior Transfer Doc	0000001996
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 18, 2026
Property Address	18 MEADOW RDG, FESTUS, MO 63028-3076
Document Number	0000022771
Instrument Date	Aug 18, 2026
Instrument	202622771
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Percentage Unclear

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8955 HILLSBORO HOUSE SPRINGS RD, HILLSBORO, MO 63050-2417

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	18 MEADOW RDG, FESTUS, MO 63028-3076
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 GARDEN LN, FESTUS, MO 63028-4770

Mortgage

Document Number	0000030437
Date	Sep 15, 2022
Instrument	2022R-030437

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

December 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 23, 2025
Property Address	18 MEADOW RDG, FESTUS, MO 63028-3076
Document Number	0000033643
Map Reference	MB 86 PG 21
Instrument Date	Dec 19, 2025
Instrument	2025R-033643
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 MEADOW RDG, FESTUS, MO 63028-3076

Mortgage

Document Number	0000033644
Date	Dec 23, 2025
Instrument	2025R-033644

Lender

Name	OZARKS FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

December 2025: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	JEFFERSON MO
Recording Date	Dec 23, 2025
Property Address	18 MEADOW RDG, FESTUS, MO 63028-3076
Document Number	0000033642
Map Reference	MB 86 PG 21
Instrument Date	Dec 17, 2025
Instrument	2025R-033642
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MEADOW RDG, FESTUS, MO 63028-3076

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 5, 2021
Property Address	18 MEADOW RDG, FESTUS, MO 63028-3076
Document Number	0000005715
Map Reference	MB 86 PG 21
Instrument Date	Feb 2, 2021
Instrument	2021R-005715
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 GARDEN LN, FESTUS, MO 63028-4770
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 18 Meadow Rdg was $4,114.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Hillsboro R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,000 (-) Land $5,400 Building $61,600	$352,500 Land $28,500 Building $324,000
2025	$4,114.00	$67,000 Land $5,400 Building $61,600
2024			$352,500 (+1,136.84%) Land $28,500 Building $324,000
2023	$330.00 (-4.07%)	$5,400 (-) Land $5,400	$28,500 Land $28,500
2022	$344.00	$5,400 Land $5,400
2021			$28,500 Land $28,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18 Meadow Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Meadow Rdg is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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