Jefferson County property record for 12 Meadow Rdg, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,196 sqft · built 1987 |
| Lot Size | 1.26 acres (55,321 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,800 (Nov 2020) |
| Tax Bill | $1,731 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2018 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-9.0-32.0-0-000-046.17 |
| Primary APN | 11-9.0-32.0-0-000-046.17 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| Gross Area | 1,724 sqft |
| 1st Floor Area | 1,196 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 55,321 sqft |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12 MEADOW RDG |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-3076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | MEADOW RIDGE LOT 12 |
| Legal Range | 5E |
| Legal Township | 41N |
| Legal Section | 32 |
| Legal Subdivision | MEADOW RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 701001 |
12 Meadow Rdg is owned and occupied by two individuals who bought it in November 2020.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 MEADOW RDG, FESTUS, MO 63028-3076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2020 | Warranty Deed, Transfer · FHA Mortgage GUILD MTG |
| Oct 19, 2018 | Warranty Deed, Construction Loan · Construction Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2020 · Amount on File |
| Deed Sale | Nov 3, 2020 · Amount on File |
| Prior Sale | Oct 19, 2018 · Amount on File |
| Deed Document Number | 202041774 |
| Prior Transfer Date | Jul 19, 2012 |
| Prior Transfer Doc | 2012R027346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Nov 3, 2020 |
| Property Address | 12 MEADOW RDG, FESTUS, MO 63028-3076 |
| Document Number | 0000041774 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 41774 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2021 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 MEADOW RDG FESTUS MO 630283076, FESTUS, MO 63028-3076 |
| Document Number | 41775 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 41775 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Oct 19, 2018 |
| Property Address | 12 MEADOW RDG, FESTUS, MO 63028-3076 |
| Document Number | 0000032053 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 32053 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 12, 2018 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 MEADOW RIDGE DR FESTUS MO 63028, FESTUS, MO 63028 |
| Document Number | 32054 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 32054 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 18, 2019 |
The 2025 property tax bill for 12 Meadow Rdg was $1,731, up 6.6% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Hillsboro R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,200 (-) Land $2,700 Building $25,500 | $148,800 (-) Land $14,400 Building $134,400 | |
| 2025 | $1,731.00 (+6.59%) | $28,200 Land $2,700 Building $25,500 | $148,800 (-) Land $14,400 Building $134,400 |
| 2024 | $1,624.00 (+2.4%) | $148,800 (+8.85%) Land $14,400 Building $134,400 | |
| 2023 | $1,586.00 | $25,900 Land $2,700 Building $23,200 | $136,700 Land $14,400 Building $122,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Meadow Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Meadow Rdg is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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