18 Lower Lake Ct, Chico, CA 95928 Property Records

Butte County property record for 18 Lower Lake Ct, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,996 sqft · built 1998
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$350,000 (Aug 2003)
Tax Bill	$5,877 (2025)
Deeds & Mortgages	Sep 2018 Loan Modification Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`018-220-017-000`

Property Details

APN / Parcel Number

Primary APN	`018-220-017-000`
Alternative APN	`011140017000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,996 sqft Living Area
1st Floor Area	1,996 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	18 LOWER LAKE CT
City	CHICO
State	CA
Zip	95928-7334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 SHASTAN HOMES BY THE LAKES PHASE 1
Legal Subdivision	SHASTAN HOMES BY LAKE PH 1
Legal Lot Number	9
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2003
Census Tract	904

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	18 LOWER LAKE CT, CHICO, CA 95928-7334
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2018	Loan Modification, Mortgage · Conventional Mortgage TRI COUNTIES BANK
Jun 5, 2017	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2003 · Amount on File
Deed Sale	Aug 22, 2003 · Amount on File
Deed Document Number	200357079
Last Transfer Date	May 25, 2012
Transfer Doc	0000021430
Record Updated	Oct 29, 2026

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUTTE CA
Property Address	18 LOWER LAKE CT, CHICO, CA 95928-7334
Document Number	0000031834
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	BIDWELL TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	18 LOWER LAKE CT CHICO CA 959287334, CHICO, CA 95928-7334

Mortgage

Document Number	0000031834
Date	Sep 18, 2018
Instrument	31834

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95927

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	18 LOWER LAKE CT, CHICO, CA 95928-7334
Document Number	0000020135
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	BIDWELL TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	18 LOWER LAKE CT CHICO CA 959287334, CHICO, CA 95928-7334

Mortgage

Document Number	0000020135
Date	Jun 13, 2017
Instrument	20135

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95927

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,040 (+2%) Land $195,771 Building $330,269
2025	$5,877.00 (+7.91%) Homeowner's exemption	$515,727 (+4.04%) Land $191,933 Building $323,794
2024			$567,990
2023	$5,446.00 (+1.64%) Homeowner's exemption	$495,703 Land $184,481 Building $311,222
2022	$5,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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