22 Lower Lake Ct, Chico, CA 95928 Property Records

Butte County property record for 22 Lower Lake Ct, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,369 sqft · built 1998
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Nov 2018)
Tax Bill	$4,389 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-220-013-000`

Property Details

APN / Parcel Number

Primary APN	`018-220-013-000`
Alternative APNs	`011140013000` `018-220-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,369 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	018-220-013
Street Address	22 LOWER LAKE CT
City	CHICO
State	CA
Zip	95928-7334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SHASTAN HOMES BY THE LAKES PHASE 1
Legal Subdivision	SHASTAN HOMES BY LAKE PH 1
Legal Lot Number	5
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2003
Census Tract	904

Owner

22 Lower Lake Ct is owned and occupied by two individuals who bought it in November 2018.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 LOWER LAKE CT, CHICO, CA 95928-7334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 22, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Nov 20, 2018	Affidavit of Death, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO
Nov 20, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on File
Deed Sale	Nov 20, 2018 · Amount on File
Prior Sale	Nov 20, 1998 · Amount on File
Deed Document Number	201838758
Prior Transfer Date	Apr 5, 2004
Prior Transfer Doc	0000038319
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	22 LOWER LAKE CT, CHICO, CA 95928-7334
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 LOWER LAKE CT, CHICO, CA 95928-7334

Mortgage

Document Number	0000014653
Date	Mar 30, 2021
Instrument	2021-0014653

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	22 LOWER LAKE CT, CHICO, CA 95928-7334
Document Number	0000038420
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	BIDWELL TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 LOWER LAKE CT CHICO CA 959287334, CHICO, CA 95928-7334

Mortgage

Document Number	0000038420
Date	Aug 28, 2019
Instrument	38420

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	BUTTE CA
Recording Date	Nov 20, 2018
Property Address	22 LOWER LAKE CT, CHICO, CA 95928-7334
Document Number	0000038757
Instrument Date	Nov 20, 2018
Instrument	38757
Transaction Type	Transfer
Record Updated	Dec 26, 2018
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1350 BUENAVENTURA BLVD #327 REDDING CA 960010235, 327, REDDING, CA 96001-0235

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Nov 20, 2018
Property Address	22 LOWER LAKE CT, CHICO, CA 95928-7334
Document Number	0000038758
Instrument Date	Nov 6, 2018
Instrument	38758
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 LOWER LAKE CT CHICO CA 959287334, CHICO, CA 95928-7334

Mortgage

Document Number	38759
Date	Nov 20, 2018
Instrument	38759

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 22 Lower Lake Ct was $4,389.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,856 (+2%) Land $164,982 Building $221,874
2025	$4,389.00	$379,272 Land $161,748 Building $217,524
2024			$450,450
2023	$4,065.00 (+1.63%)	$364,546 Land $155,468 Building $209,078
2022	$4,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Lower Lake Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Lower Lake Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

Nearby Properties on Lower Lake Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures