5 Lower Lake Ct, Chico, CA 95928 Property Records

Butte County property record for 5 Lower Lake Ct, Chico, CA 95928 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,800 sqft · built 1998
Lot Size0.129 acres (5,662 sqft)
OwnerIndividual Name on File
Last Sale$550,000 (Jun 2019)
Tax Bill$7,083 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN018-220-022-000

Property Details

APN / Parcel Number

Primary APN018-220-022-000
Alternative APN
  • 011140022000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,800 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1999
Construction TypeWood
Lot Area5,662 sqft (0.129 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Old Parcel Number011140022000
Street Address5 LOWER LAKE CT
CityCHICO
StateCA
Zip95928-7334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 SHASTAN HOMES BY THE LAKES PHASE 1
Legal SubdivisionSHASTAN HOMES/LKS PH I
Legal Lot Number14
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group2
Census Block2003
Census Tract904

Owner

Source: Butte County records · APN 018-220-022-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5 LOWER LAKE CT, CHICO, CA 95928-7334
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 04, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Jun 21, 2019Grant Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Jun 04, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 21, 2019 · Amount on Record
Deed SaleJun 21, 2019 · Amount on Record
Prior SaleJan 24, 2012 · Amount on Record
Deed Document Number2019-0029462
Record UpdatedJun 07, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address5 LOWER LAKE CT, CHICO, CA 95928-7334
Document Number0000019071
Instrument DateMay 04, 2020
Transaction TypeMortgage
Record UpdatedMay 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5 LOWER LAKE CT CHICO CA 959287334, CHICO, CA 95928-7334

Mortgage

Document Number0000019071
DateMay 13, 2020
Instrument19071
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 12, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBUTTE CA
Recording DateJun 21, 2019
Property Address5 LOWER LAKE CT, CHICO, CA 95928-7334
Document Number0000029462
Map ReferenceMB 146 PG 4-7
Instrument DateJun 14, 2019
Instrument2019-0029462
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyMID VALLEY TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5 LOWER LAKE CT, CHICO, CA 95928-7334

Mortgage

Document Number0000029463
DateJun 21, 2019
Instrument2019-0029463
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address5 LOWER LAKE CT, CHICO, CA 95928-7334
Document Number0000020000
Instrument DateJun 04, 2018
Transaction TypeMortgage
Record UpdatedJul 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 LOWER LAKE CT CHICO CA 959287334, CHICO, CA 95928-7334

Mortgage

Document Number0000020000
DateJun 13, 2018
Instrument20000
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Butte County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,083.00 (+7.82%)$613,529 (+4.04%) Land $189,635 Building $423,894
2023$6,569.00 (+1.61%)$589,707 Land $182,272 Building $407,435
2022$6,465.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Butte County (06007C), updated June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060070009042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2012, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 251 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
DigitalPathFixed Wireless (licensed-by-rule)400 / 20
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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