Kane County property record for 18 Kensington Loop, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,526 sqft · built 1971 |
| Lot Size | 0.38 acres (1,653 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,000 (Nov 2009) |
| Tax Bill | $3,858 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Mar 2018 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | 06-10-258-004 |
| Primary APN | 06-10-258-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,526 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 1,653 sqft (0.38 acres) |
| Lot Dimensions | 80 ft deep x 21 ft wide |
| Cooling System | HVAC |
|---|
| Street Address | 18 KENSINGTON LOOP |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LADDS ELGIN GARDEN QUARTER LOT B-16 |
| Legal Subdivision | LADDS ELGIN GARDEN QUARTER |
| Legal Block | 2 |
| Legal Lot Number | B-16 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 851000 |
Source: Kane County records · APN 06-10-258-004
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 KENSINGTON LOOP, ELGIN, IL 60123-2720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 01, 2023 | Deed of Trust, Mortgage · FHA Mortgage TRUIST BANK |
| Mar 20, 2018 | Loan Modification, Mortgage SUNTRUST MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 20, 2009 · Amount on Record |
| Deed Sale | Nov 20, 2009 · Amount on Record |
| Deed Document Number | 200986722 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 18 KENSINGTON LOOP, ELGIN, IL 60123-2720 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18 KENSINGTON LOOP 18, 18, ELGIN, IL 60123-2720 |
| Document Number | 0000026042 |
|---|---|
| Date | Aug 01, 2023 |
| Instrument | 2023K026042 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Apr 01, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 18 KENSINGTON LOOP, ELGIN, IL 60123-2720 |
| Document Number | 0000022110 |
| Instrument Date | Mar 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 18 KENSINGTON LOOP #18 ELGIN IL 601232720, 18, ELGIN, IL 60123-2720 |
| Document Number | 0000022110 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 22110 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 13, 2048 |
| Rate | 4% |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,858.00 (+15.75%) Homeowner's exemption | ||
| 2024 | $53,947 (+21.39%) Land $3,539 Building $50,408 | $161,906 (+21.44%) Land $10,621 Building $151,285 | |
| 2022 | $3,333.00 (+5.11%) Homeowner's exemption | $44,440 (+6.96%) Land $2,915 Building $41,525 | $133,320 (+6.96%) Land $8,745 Building $124,575 |
| 2021 | $3,171.00 Homeowner's exemption | $41,548 Land $2,725 Building $38,823 | $124,644 Land $8,175 Building $116,469 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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