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13 Kensington Loop, Elgin, IL 60123 Property Records

Kane County property record for 13 Kensington Loop, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,538 sqft · built 1971
Lot Size0.44 acres (1,920 sqft)
OwnerIndividual Name on File
Last Sale$137,500 (Nov 2018)
Tax Bill$4,964 (2025)
Deeds & MortgagesJul 2021 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN06-10-258-009

Property Details

APN / Parcel Number

Primary APN06-10-258-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,538 sqft Living Area
Gross Area2,269 sqft
Basement Area731 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialWood
Construction TypeFrame
Lot Area1,920 sqft (0.44 acres)
Lot Dimensions80 ft deep x 24 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address13 KENSINGTON LOOP
CityELGIN
StateIL
Zip60123-2720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLADDS ELGIN GARDEN QUARTER LOT B-21
Legal SubdivisionLADDS ELGIN GARDEN QUARTER
Legal Block2
Legal Lot NumberB-21
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2008
Census Tract851000

Owner

Source: Kane County records · APN 06-10-258-009

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13 KENSINGTON LOOP, ELGIN, IL 60123-2720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Nov 02, 2018Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 02, 2018 · Amount on Record
Deed SaleNov 02, 2018 · Amount on Record
Prior SaleJun 12, 2003 · Amount on Record
Deed Document Number201853613
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address13 KENSINGTON LOOP, ELGIN, IL 60123-2720
Transaction TypeMortgage
Record UpdatedAug 09, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058063
DateJul 29, 2021
Instrument2021K058063
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeFixed Rate
Rate3.87%

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 02, 2018
Property Address13 KENSINGTON LOOP, ELGIN, IL 60123-2720
Document Number0000053613
Instrument DateOct 25, 2018
Instrument53613
Transaction TypeTransfer
Record UpdatedNov 14, 2018
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$206.25
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1195 TLEEFWOOD DR 1107 ELGIN IL 60123, ELGIN, IL 60123

Mortgage

Document Number53614
DateNov 02, 2018
Instrument53614
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,964.00 (+15.95%)
2024$59,940 (+21.4%) Land $3,539 Building $56,401$179,892 (+21.44%) Land $10,621 Building $169,271
2022$4,281.00 (+3.96%)$49,376 (+6.96%) Land $2,915 Building $46,461$148,128 (+6.96%) Land $8,745 Building $139,383
2021$4,118.00$46,163 Land $2,725 Building $43,438$138,489 Land $8,175 Building $130,314

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898510002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2014, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Opiquad, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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