Kane County property record for 12 Kensington Loop, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,397 sqft · built 1971 |
| Lot Size | 0.38 acres (1,653 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jun 2018) |
| Tax Bill | $3,920 (2025) |
| Deeds & Mortgages | Jun 2018 Sale & Mortgage Mar 2017 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 06-10-258-010 |
| Primary APN | 06-10-258-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,397 sqft Living Area |
| Gross Area | 2,117 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Lot Area | 1,653 sqft (0.38 acres) |
| Lot Dimensions | 80 ft deep x 21 ft wide |
| Cooling System | HVAC |
|---|
| Street Address | 12 KENSINGTON LOOP |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LADDS ELGIN GARDEN QUARTER LOT B-22 |
| Legal Subdivision | LADDS ELGIN GARDEN QUARTER |
| Legal Block | 2 |
| Legal Lot Number | B-22 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 851000 |
Source: Kane County records · APN 06-10-258-010
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 KENSINGTON LOOP, ELGIN, IL 60123-2720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 06, 2018 | Warranty Deed, Transfer · Conventional Mortgage ALLIANT CU |
| Mar 09, 2017 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Mar 09, 2017 | Trustee's Deed, Foreclosure CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 06, 2018 · Amount on Record |
| Deed Sale | Jun 06, 2018 · Amount on Record |
| Prior Sale | Mar 09, 2017 · Amount on Record |
| Deed Document Number | 201826377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 06, 2018 |
| Property Address | 12 KENSINGTON LOOP, ELGIN, IL 60123-2720 |
| Document Number | 0000026377 |
| Instrument Date | May 30, 2018 |
| Instrument | 26377 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | STARCK TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 555 GUNDERSEN DR #504 CAROL STREAM IL 601883006, 504, CAROL STREAM, IL 60188-3006 |
| Document Number | 26378 |
|---|---|
| Date | Jun 06, 2018 |
| Instrument | 26378 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 05, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 09, 2017 |
| Property Address | 12 KENSINGTON LOOP, ELGIN, IL 60123-2720 |
| Document Number | 0000012516 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 12516 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $102.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 715 REDWING DR GENEVA IL 601343141, GENEVA, IL 60134-3141 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 09, 2017 |
| Property Address | 12 KENSINGTON LOOP, ELGIN, IL 60123-2720 |
| Document Number | 0000012515 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 12515 |
| Transaction Type | Foreclosure |
| Record Updated | May 03, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 N LA SALLE ST CHICAGO IL 606023902, CHICAGO, IL 60602-3902 |
| Investor | Possibly a Property Investor |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,920.00 (+15.77%) Homeowner's exemption | ||
| 2024 | $54,698 (+21.39%) Land $3,539 Building $51,159 | $164,160 (+21.44%) Land $10,621 Building $153,538 | |
| 2022 | $3,386.00 (+5.06%) Homeowner's exemption | $45,058 (+6.96%) Land $2,915 Building $42,143 | $135,174 (+6.96%) Land $8,745 Building $126,429 |
| 2021 | $3,223.00 Homeowner's exemption | $42,126 Land $2,725 Building $39,401 | $126,378 Land $8,175 Building $118,203 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898510002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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