Essex County and Gloucester City property record for 18 Highland St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,784 sqft · built 1900 |
| Lot Size | 0.06 acres (2,610 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,416 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0059 B:0007 L:0000 |
| Primary APN | GLOU M:0059 B:0007 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,784 sqft Living Area |
| Gross Area | 2,792 sqft |
| 1st Floor Area | 892 sqft |
| Attic | Attic |
| Attic Area | 504 sqft |
| Basement Area | 504 sqft |
| Unfinished Basement | 504 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,610 sqft (0.06 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 18 HIGHLAND ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 7 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 221300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Gloucester Square Historic District listed 1996 · 254 contributing resources · NRIS 96000471 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
18 Highland St is owned and occupied by two individuals.
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 HIGHLAND ST, GLOUCESTER, MA 01930-3855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 18 HIGHLAND ST, GLOUCESTER, MA 01930-3855 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40316-336 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 40316/336 |
| Instrument | 20210927002860 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,416.00 (+3.34%) | $581,700 (+7.88%) Land $189,600 Building $392,100 | $698,391 (-4.25%) |
| 2025 | $5,241.00 (+1.47%) | $539,200 (+1.58%) Land $175,600 Building $363,600 | |
| 2024 | $5,165.00 (+4.47%) | $530,800 (+13.69%) Land $167,200 Building $363,600 | $729,410 |
| 2023 | $4,944.00 | $466,900 Land $149,300 Building $317,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Highland St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 51 units insured incl. 21 condo units |
| Nearby Flood Claims | 7 (1984–2018) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18 Highland St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: T-Mobile, Verizon.
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