16 Highland St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 16 Highland St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,560 sqft · built 1921
Lot Size	0.106 acres (4,630 sqft)
Owner	2 Company Names on Record
Last Sale	$990,000 (Jun 2026)
Tax Bill	$7,552 (2026)
Deeds & Mortgages	Sep 2026 Transfer Jun 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0059 B:0001 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0059 B:0001 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,560 sqft Living Area
Gross Area	5,014 sqft
1st Floor Area	1,145 sqft
Attic	Attic
Attic Area	999 sqft
Basement Area	1,145 sqft
Unfinished Basement	1,145 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,630 sqft (0.106 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	16 HIGHLAND ST
City	GLOUCESTER
State	MA
Zip	01930-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	1
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1019
Census Tract	221300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Gloucester Square Historic District listed 1996 · 254 contributing resources · NRIS 96000471

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	16 HIGHLAND ST, GLOUCESTER, MA 01930-3805
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 5, 2026	Quit Claim Deed, Transfer
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit BANKGLOUCESTER (GLOUCESTER COOP BANK)
Feb 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
May 22, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Apr 30, 1993 · Amount on Record
Deed Document Number	2026730
Deed Book / Page	43427 / 477
Last Transfer Date	Aug 28, 2026
Transfer Doc	0000000370
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Sep 10, 2026
Property Address	16 HIGHLAND ST, GLOUCESTER, MA 01930-3805
Document Number	0000000370
Book / Page	43621 / 35
Instrument Date	Aug 28, 2026
Instrument	2026370
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jun 5, 2026
Property Address	16 HIGHLAND ST, GLOUCESTER, MA 01930-3805
Document Number	043427-477
Book / Page	43427 / 477
Instrument Date	Jun 3, 2026
Instrument	2026730
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 HIGHLAND ST, GLOUCESTER, MA 01930-3805

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	16 HIGHLAND ST, GLOUCESTER, MA 01930-3805
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040368-493
Date	Oct 12, 2021
Book Page	40368/493
Instrument	20211012003110

Lender

Name	BANKGLOUCESTER (GLOUCESTER COOP BANK)

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	16 HIGHLAND ST, GLOUCESTER, MA 01930-3805
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039561-363
Date	Feb 23, 2021
Book Page	39561/363
Instrument	20210223002800

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	May 22, 2019
Property Address	16 HIGHLAND ST, GLOUCESTER, MA 01930-3805
Document Number	37526-497
Book / Page	37526 / 497
Instrument Date	May 10, 2019
Instrument	20190522001650
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 HIGHLAND ST, GLOUCESTER, MA 01930-3805

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,552.00 (-0.87%)	$811,200 (+3.51%) Land $211,400 Building $599,800	$966,779 (+32.54%)
2025	$7,618.00 (+1.1%)	$783,700 (+1.2%) Land $195,700 Building $588,000
2024	$7,535.00 (+4.52%)	$774,400 (+13.77%) Land $186,400 Building $588,000	$729,410
2023	$7,209.00	$680,700 Land $166,500 Building $514,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 units insured incl. 21 condo units
Nearby Flood Claims	7 (1984–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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