24 Highland St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 24 Highland St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,266 sqft · built 1900
Lot Size	0.122 acres (5,300 sqft)
Owner	2 Individual Names on File
Last Sale	$518,000 (Aug 2017)
Tax Bill	$7,073 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0064 B:0017 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0064 B:0017 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	2 Units
Stories	3 Stories
Building Area	2,266 sqft Living Area
Gross Area	3,483 sqft
1st Floor Area	914 sqft
Basement Area	544 sqft
Unfinished Basement	544 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,300 sqft (0.122 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	24 HIGHLAND ST
City	GLOUCESTER
State	MA
Zip	01930-3855
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-10
Legal Block	17
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1019
Census Tract	221300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Gloucester Square Historic District listed 1996 · 254 contributing resources · NRIS 96000471

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

24 Highland St, a duplex, is owned and occupied by two individuals who bought it in August 2017.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 HIGHLAND ST, GLOUCESTER, MA 01930-3855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG
Aug 7, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Prior Sale	Mar 27, 2007 · Amount on File
Transfer Doc	0000585047
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	24 HIGHLAND ST, GLOUCESTER, MA 01930-3855
Document Number	0000619701
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 HIGHLAND ST GLOUCESTER MA 019303855, GLOUCESTER, MA 01930-3855

Mortgage

Document Number	0000619701
Date	Dec 15, 2020
Instrument	619701

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 7, 2017
Property Address	24 HIGHLAND ST, GLOUCESTER, MA 01930-3855
Document Number	0000585047
Instrument Date	Aug 7, 2017
Instrument	585047
Transaction Type	Transfer
Record Updated	Aug 29, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,362.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24 HIGHLAND ST GLOUCESTER MA 019303855, GLOUCESTER, MA 01930-3855

Mortgage

Document Number	585050
Date	Aug 7, 2017
Instrument	585050

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 24 Highland St was $7,073, up 8.6% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,073.00 (+8.61%)	$759,700 (+13.39%) Land $218,600 Building $541,100	$688,959
2025	$6,512.00 (+2.01%)	$670,000 (+2.12%) Land $202,400 Building $467,600
2024	$6,384.00 (-2.83%)	$656,100 (+5.75%) Land $192,800 Building $463,300
2023	$6,570.00	$620,400 Land $172,200 Building $448,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Highland St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 units insured incl. 21 condo units
Nearby Flood Claims	7 (1984–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24 Highland St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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