Norfolk County and Franklin Town City property record for 18 High St, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,520 sqft · built 1890 |
| Lot Size | 0.217 acres (9,448 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $6,952 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jun 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-024 |
| Primary APN | 75-024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Living Area |
| Gross Area | 3,847 sqft |
| Basement Area | 1,084 sqft |
| Unfinished Basement | 1,084 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,448 sqft (0.217 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 75-024 |
|---|---|
| Street Address | 18 HIGH ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-2005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FRANKLIN |
| Legal Lot Number | 190 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 442101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Franklin Common Historic District listed 2005 · 80 contributing resources · NRIS 05000218 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
18 High St is owner-occupied and held in a trust since December 2020.
Source: Norfolk County and Franklin Town City records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 18 HIGH ST, FRANKLIN, MA 02038-2005 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Line of Credit DEAN COOPERATIVE BANK |
| Jun 30, 2022 | Deed of Trust, Mortgage · Line of Credit DEAN COOPERATIVE BANK |
| Apr 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Dec 22, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2016 |
| Deed Sale | Apr 26, 2016 |
| Prior Sale | Aug 31, 2015 · Amount on File |
| Deed Book / Page | 34030 / 253 |
| Last Transfer Date | Dec 18, 2020 |
| Transfer Doc | 0038779-95 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 18 HIGH ST, FRANKLIN, MA 02038-2005 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039547-278 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 39547/278 |
| Instrument | 82042 |
| Name | DEAN COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 18 HIGH ST, FRANKLIN, MA 02038-2005 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0040651-31 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 40651/31 |
| Instrument | 58118 |
| Name | DEAN COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 18 HIGH ST, FRANKLIN, MA 02038-2005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37776-428 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 37776/428 |
| Instrument | 34042 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Dec 22, 2020 |
| Property Address | 18 HIGH ST, FRANKLIN, MA 02038-2005 |
| Document Number | 38779-95 |
| Book / Page | 038779 / 000095 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 145640 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 18 HIGH ST FRANKLIN MA 020382005, FRANKLIN, MA 02038-2005 |
The 2025 property tax bill for 18 High St was $6,952, down 2.1% from the year before.
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,952.00 (-2.11%) | $598,300 (-0.68%) Land $353,600 Building $244,700 | $615,695 (+15.07%) |
| 2024 | $7,102.00 (+3.44%) | $602,400 (+10.37%) Land $353,600 Building $248,800 | $535,040 |
| 2023 | $6,866.00 | $545,800 Land $337,900 Building $207,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 High St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 High St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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