Middlesex County and Edison Township property record for 13 Harding Ave, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 2,285 sqft · built 1951 |
| Lot Size | 0.432 acres (18,809 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $12,319 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-01023-0000-00017 |
| Primary APN | 05-01023-0000-00017 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,285 sqft Living Area |
| 1st Floor Area | 2,285 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 18,809 sqft (0.432 acres) |
| Lot Dimensions | 198 ft deep x 103 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 00024983 |
|---|---|
| Street Address | 13 HARDING AVE |
| City | EDISON |
| State | NJ |
| Zip | 08820-2527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 103X198 IRR |
| Legal Subdivision | STEPHENVILLE SEC 02-B |
| Legal Block | 1023 |
| Legal Lot Number | 17 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1415 |
Source: Middlesex County and Edison Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 HARDING AVE, EDISON, NJ 08820-2527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB |
| Jun 9, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 13 HARDING AVE, EDISON, NJ 08820-2527 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000152229 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 18749/1751 |
| Instrument | 2021152229 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 13 HARDING AVE, EDISON, NJ 08820-2527 |
| Document Number | 0000072741 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | ELITE LENDER SERVICES INC, ELITE LENDER SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 HARDING AVE EDISON NJ 088202527, EDISON, NJ 08820-2527 |
| Document Number | 0000072741 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 017979/000934 |
| Instrument | 72741 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 11, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 13 HARDING AVE, EDISON, NJ 08820-2527 |
| Document Number | 0000014139 |
| Book / Page | 016807 / 000847 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2017 |
| Name | Verified Name |
|---|---|
| Address | 13 HARDING AVE EDISON NJ 088202527, EDISON, NJ 08820-2527 |
| Document Number | 0000014139 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 016807/000847 |
| Instrument | 14139 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Jun 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,000 (-) Land $110,100 Building $96,900 | $207,000 (-) Land $110,100 Building $96,900 | |
| 2025 | $12,319.00 (-0.02%) | $207,000 (-) Land $110,100 Building $96,900 | $207,000 (-) Land $110,100 Building $96,900 |
| 2024 | $12,322.00 (+0.51%) | ||
| 2023 | $207,000 Land $110,100 Building $96,900 | $207,000 Land $110,100 Building $96,900 | |
| 2022 | $12,260.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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