18 Harbor Cove Dr, Spring, TX 77381 Property Records

Montgomery County property record for 18 Harbor Cove Dr, Spring, TX 77381 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,501 sqft · built 1997
Lot Size	0.253 acres (11,056 sqft)
Owner	Individual Name on File
Tax Bill	$7,627 (2024)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9726-24-12600`

Property Details

APN / Parcel Number

Primary APN	`9726-24-12600`
Alternative APN	`R194738`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,501 sqft Living Area
1st Floor Area	3,201 sqft
2nd Floor Area	300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,056 sqft (0.253 acres)
Garage Type	Attached
Garage Area	597 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	494 sqft
Deck Area	135 sqft
Patio Area	135 sqft
Canopy	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R194738
Street Address	18 HARBOR COVE DR
City	SPRING
State	TX
Zip	77381-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WDLNDS VIL PANTHER CK 24, BLOCK 4, LOT 29
Legal Subdivision	WDLNDS VIL PANTHER CK 24
Legal Block	4
Legal Lot Number	29
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1018
Census Tract	691202

Owner

Source: Montgomery County records · APN 9726-24-12600

Assessment roll updated July 25, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18 HARBOR COVE DR, SPRING, TX 77381-3337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2017
Deed Sale	Sep 27, 2017
Prior Sale	Dec 05, 2006
Deed Document Number	2017087529
Record Updated	Jun 08, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 27, 2017
Property Address	18 HARBOR COVE DR, SPRING, TX 77381-3337
Document Number	0000087529
Map Reference	CAB E SH144B
Instrument Date	Sep 27, 2017
Instrument	2017087529
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HARBOR COVE DR, THE WOODLANDS, TX 77381-3337

Mortgage

Document Number	0000087530
Date	Sep 27, 2017
Instrument	2017087530

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Oct 01, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$843,709 (+1%) Land $140,000 Building $843,919	$983,919 (+19.46%) Land $140,000 Building $843,919
2024	$7,627.00 (+4.94%) Homeowner's exemption Senior Citizen's exemption	$767,008 (+1%) Land $140,000 Building $683,629	$823,629 (+16.09%) Land $140,000 Building $683,629
2023	$7,268.00 Homeowner's exemption	$697,280 Land $140,000 Building $569,460	$709,460 Land $140,000 Building $569,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.