Montgomery County property record for 15 Harbor Cove Dr, Spring, TX 77381
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,234 sqft · built 1993 |
| Lot Size | 0.267 acres (11,651 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $12,054 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9726-24-11800 |
| Primary APN | 9726-24-11800 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,234 sqft Living Area |
| 1st Floor Area | 2,711 sqft |
| 2nd Floor Area | 523 sqft |
| Upper Floors Area | 523 sqft |
| Attic Area | 113 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 11,651 sqft (0.267 acres) |
| Garage Type | Attached |
| Garage Area | 719 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R194730 |
|---|---|
| Street Address | 15 HARBOR COVE DR |
| City | SPRING |
| State | TX |
| Zip | 77381-3336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Legal Description | S972624 - WDLNDS VIL PANTHER CK 24, BLOCK 4, LOT 21 |
| Legal Subdivision | WDLNDS VIL PANTHER CK 24 |
| Legal Block | 4 |
| Legal Lot Number | 21 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 691202 |
Source: Montgomery County records, as of November 28, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 15 HARBOR COVE DR, SPRING, TX 77381-3336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Oct 8, 2020 | Deed of Trust, Mortgage · Line of Credit SONABANK NA |
| Apr 27, 2018 | Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2018 |
| Deed Sale | Apr 27, 2018 |
| Prior Sale | Jul 7, 2010 |
| Deed Document Number | 2018037507 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 15 HARBOR COVE DR, SPRING, TX 77381-3336 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000056388 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2021056388 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 15 HARBOR COVE DR, SPRING, TX 77381-3336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000069557 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 2020069557 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 15 HARBOR COVE DR, SPRING, TX 77381-3336 |
| Document Number | 0000131403 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 15 HARBOR COVE DR SPRING TX 773813336, SPRING, TX 77381-3336 |
| Document Number | 0000131403 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 131403 |
| Name | SONABANK NA |
|---|---|
| Type | Bank |
| Address | ASHLAND, VA 23005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Nov 12, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Apr 27, 2018 |
| Property Address | 15 HARBOR COVE DR, SPRING, TX 77381-3336 |
| Document Number | 0000037507 |
| Map Reference | CAB E SH144-B |
| Instrument Date | Apr 25, 2018 |
| Instrument | 2018037507 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1803 ROCKY HILLS DR, 1803, CONROE, TX 77304-2193 |
| Name | Verified Name |
|---|---|
| Address | 15 HARBOR COVE DR, SPRING, TX 77381-3336 |
| Document Number | 0000037508 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 2018037508 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Montgomery County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $783,000 (-2.97%) Land $140,000 Building $643,000 | $783,000 (-2.97%) Land $140,000 Building $643,000 | |
| 2024 | $12,054.00 (+13.37%) Homeowner's exemption | $807,000 (+8.77%) Land $140,000 Building $667,000 | $807,000 (+8.77%) Land $140,000 Building $667,000 |
| 2023 | $10,632.00 Homeowner's exemption | $741,900 Land $140,000 Building $601,900 | $741,900 Land $140,000 Building $601,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 134 policies |
| Nearby Flood Policies | 134 in force |
| Nearby Flood Claims | 9 (2008–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THE WOODLANDS MUD 1 serves 7,989 people · EPA ID TX1700471 |
|---|---|
| Water Source | Purchased surface water from SJRA THE WOODLANDS |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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