11 Harbor Cove Dr, Spring, TX 77381 Property Records

Montgomery County property record for 11 Harbor Cove Dr, Spring, TX 77381

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,293 sqft · built 1993
Lot Size	0.271 acres (11,848 sqft)
Owner	Individual Name on File
Tax Bill	$3,457 (2024)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9726-24-11900`

Property Details

APN / Parcel Number

Primary APN	`9726-24-11900`
Alternative APN	`R194731`

Interior

Full Baths	3 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,293 sqft Living Area
1st Floor Area	2,509 sqft
2nd Floor Area	784 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,848 sqft (0.271 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	232 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R194731
Street Address	11 HARBOR COVE DR
City	SPRING
State	TX
Zip	77381-3336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WDLNDS VIL PANTHER CK24, BLOCK 4, LOT 22
Legal Subdivision	WDLNDS VIL PANTHER CK 24
Legal Block	4
Legal Lot Number	22
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1018
Census Tract	691202

Owner

Source: Montgomery County records · APN 9726-24-11900

Assessment roll updated July 25, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11 HARBOR COVE DR, SPRING, TX 77381-3336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2021
Deed Sale	Feb 11, 2021
Prior Sale	Mar 18, 2013
Deed Document Number	21-40596-P
Prior Transfer Date	Jul 03, 2017
Prior Transfer Doc	2017057831
Record Updated	Jun 08, 2026

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 03, 2017
Property Address	11 HARBOR COVE DR, SPRING, TX 77381-3336
Document Number	0000057831
Map Reference	CAB E SH144B
Instrument Date	Jun 30, 2017
Instrument	2017057831
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE OF MONTGOMERY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11 HARBOR COVE DR, THE WOODLANDS, TX 77381-3336

Mortgage

Document Number	0000057832
Date	Jul 03, 2017
Instrument	2017057832

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$754,471 (+1%) Land $140,000 Building $620,000	$760,000 (+7.01%) Land $140,000 Building $620,000
2024	$3,457.00 (+9.54%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$685,883 (+1%) Land $140,000 Building $570,237	$710,237 (+13.91%) Land $140,000 Building $570,237
2023	$3,156.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$623,530 Land $140,000 Building $483,530	$623,530 Land $140,000 Building $483,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396912021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Nearby Flood Policies	134 in force
Nearby Flood Claims	9 (2008–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims Hurricane Ike, Sep 2008 · 2 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 361 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Tachus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	THE WOODLANDS MUD 1 serves 7,989 people
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.