18 Gardiner Pl, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 18 Gardiner Pl, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,872 sqft · built 1897
Lot Size	0.152 acres (6,639 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,000 (Oct 1994)
Tax Bill	$13,357 (2025)
Deeds & Mortgages	Oct 2023 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-04006-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`13-04006-0000-00010`
Alternative APN	`130400600010`

Interior

Stories	2 Stories
Building Area	1,872 sqft Living Area

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Construction Type	Frame
Lot Area	6,639 sqft (0.152 acres)

Location & Zoning

Old Parcel Number	130400600010
Street Address	18 GARDINER PL
City	MONTCLAIR
State	NJ
Zip	07042-4443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	6640SF
Legal Block	4006
Legal Lot Number	10
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1005
Census Tract	17200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District listed 1982 · 1,156 contributing resources · NRIS 82004784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 GARDINER PL, MONTCLAIR, NJ 07042-4443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 19, 2017	Deed of Trust, Mortgage INVESTORS HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 1994 · Amount on Record
Deed Sale	Oct 28, 1994 · Amount on Record
Deed Book / Page	5338 / 137
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	18 GARDINER PL, MONTCLAIR, NJ 07042-4443
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 GARDINER PL, MONTCLAIR, NJ 07042-4443

Mortgage

Document Number	0000061047
Date	Oct 12, 2023
Instrument	2023061047

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	18 GARDINER PL, MONTCLAIR, NJ 07042-4443
Document Number	0000059838
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017
Title Company	MAX TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 GARDINER PL MONTCLAIR NJ 070424443, MONTCLAIR, NJ 07042-4443

Mortgage

Document Number	0000059838
Date	Jul 11, 2017
Instrument	59838

Lender

Name	INVESTORS HM MTG
Type	Mortgage Company
Address	MILLBURN, NJ 07041

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 10, 2037

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,900 (-) Land $183,200 Building $196,700	$379,900 (-) Land $183,200 Building $196,700
2025	$13,357.00 (+3.32%)	$379,900 (-) Land $183,200 Building $196,700	$379,900 (-) Land $183,200 Building $196,700
2024	$12,928.00 (+3.5%)
2023		$379,900 Land $183,200 Building $196,700	$379,900 Land $183,200 Building $196,700
2022	$12,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 units insured incl. 6 condo units
Nearby Flood Claims	26 (1995–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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