St. Charles County property record for 18 Chip Dr, O Fallon, MO 63366 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1978 |
| Lot Size | 0.24 acres (10,465 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Dec 2017) |
| Tax Bill | $3,068 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage May 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 354240B015 |
| Primary APN | 354240B015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,112 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,465 sqft (0.24 acres) |
| Lot Dimensions | 91 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | Deck Area |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Solar |
| Sewer | Connected |
| Account Number | 354240B015 |
|---|---|
| Street Address | 18 CHIP DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-2939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKVIEW PL #2 LOT 14 |
| Legal Subdivision | PARKVIEW PL #2 |
| Legal Lot Number | 14 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 311712 |
Source: St. Charles County records · APN 354240B015
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 CHIP DR, O FALLON, MO 63366-2939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 03, 2017 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO |
| May 19, 2021 | Personal Representative Deed, Transfer |
| Dec 12, 2017 | Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 12, 2017 · Amount on Record |
| Deed Sale | Dec 12, 2017 · Amount on Record |
| Prior Sale | Dec 22, 2016 |
| Deed Document Number | 2017767540 |
| Deed Book / Page | 6851 / 2209 |
| Last Transfer Date | May 11, 2021 |
| Transfer Doc | 2021R043382 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 18 CHIP DR, O FALLON, MO 63366-2939 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Title Company | TITLE PARTNERS AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0066952190 |
|---|---|
| Date | Feb 03, 2017 |
| Book Page | 6695/2190 |
| Instrument | 20170203000077880 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Feb 01, 2042 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 19, 2021 |
| Property Address | 18 CHIP DR, O FALLON, MO 63366-2939 |
| Document Number | 2021R043382 |
| Map Reference | MB 20 PG 183 |
| Instrument Date | May 18, 2021 |
| Instrument | 2021R-043382 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 CHIP DR, O FALLON, MO 63366-2939 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 12, 2017 |
| Property Address | 18 CHIP DR, O FALLON, MO 63366-2939 |
| Document Number | 0068512209 |
| Book / Page | 6851 / 2209 |
| Map Reference | MB 20 PG 183 |
| Instrument Date | Dec 07, 2017 |
| Instrument | 20171212000767540 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2021 |
| Title Company | SECOLINK SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 FISHERS HILL DR, 5, SAINT PETERS, MO 63376-5969 |
| Name | Verified Name |
|---|---|
| Address | 18 CHIP DR, O FALLON, MO 63366-2939 |
| Document Number | 20171212000767550 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 20171212000767550 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,068.00 (+7.01%) | $47,606 (+10.27%) | $250,557 (+10.27%) Building $250,557 |
| 2024 | $2,867.00 | ||
| 2023 | $43,172 | ||
| 2022 | $227,221 Land $50,000 Building $177,221 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force 7 of 9 on primary residences |
| Nearby Flood Claims | 22 (1981–2022) |
| Claims Outside the SFHA | 6 of 22 |
| Most Recent Claim | Jul 2022, river or lake flooding, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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