St. Charles County property record for 14 Chip Dr, O Fallon, MO 63366 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,079 sqft · built 1978 |
| Lot Size | 0.288 acres (12,525 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,500 (Dec 2020) |
| Tax Bill | $3,121 (2025) |
| Deeds & Mortgages | Mar 2018 Second Mortgage Dec 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 354240B024 |
| Primary APN | 354240B024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,079 sqft Living Area |
| Gross Area | 2,774 sqft |
| 1st Floor Area | 1,189 sqft |
| Basement Area | 1,189 sqft |
| Finished Basement | 890 sqft |
| Unfinished Basement | 299 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,525 sqft (0.288 acres) |
| Lot Dimensions | 167 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 354240B024 |
|---|---|
| Street Address | 14 CHIP DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-2922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKVIEW PL #2 LOT 23 |
| Legal Subdivision | PARKVIEW PL #2 |
| Legal Lot Number | 23 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 311712 |
Source: St. Charles County records · APN 354240B024
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 CHIP DR, O FALLON, MO 63366-2922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| Dec 14, 2020 | Warranty Deed, Transfer UNITED WHOLESALE MTG |
| Sep 23, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 20, 2017 | Warranty Deed, Transfer · FHA Mortgage PEOPLES HOME EQUITY INC |
| Oct 12, 2017 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Mar 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on Record |
| Deed Sale | Dec 14, 2020 · Amount on Record |
| Prior Sale | Dec 20, 2017 · Amount on Record |
| Deed Document Number | 202097993 |
| Prior Transfer Date | Oct 30, 2020 |
| Prior Transfer Doc | 2020R097994 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 14 CHIP DR, O FALLON, MO 63366-2922 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068950055 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | 6895/0055 |
| Instrument | 20180322000153580 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Funding / Finance Company |
| Address | KANSAS CITY, MO 64105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 14, 2020 |
| Property Address | 14 CHIP DR, O FALLON, MO 63366-2922 |
| Document Number | 0000097993 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 97993 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2021 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 CHIP DR O FALLON MO 633662922, O FALLON, MO 63366-2922 |
| Document Number | 97995 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 97995 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 13, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 23, 2020 |
| Property Address | 14 CHIP DR, O FALLON, MO 63366-2922 |
| Document Number | 0000070808 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 70808 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 CHIP DR O FALLON MO 633662922, O FALLON, MO 63366-2922 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 20, 2017 |
| Property Address | 14 CHIP DR, O FALLON, MO 63366-2922 |
| Document Number | 0068552309 |
| Book / Page | 6855 / 2309 |
| Map Reference | MB 20 PG 183 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 20171220000784540 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 940 DU PRE CIR, 940, SAINT PETERS, MO 63376-2392 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14 CHIP DR, O FALLON, MO 63366-2922 |
| Document Number | 20171220000784550 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 20171220000784550 |
| Name | PEOPLES HOME EQUITY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 14 CHIP DR, O FALLON, MO 63366-2922 |
| Document Number | 0068400651 |
| Book / Page | 006840 / 000651 |
| Instrument Date | Oct 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2017 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 CHIP DR O FALLON MO 633662922, O FALLON, MO 63366-2922 |
| Document Number | 0068400651 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 006840/000651 |
| Instrument | 717700 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 28, 2017 |
| Property Address | 14 CHIP DR, O FALLON, MO 63366-2922 |
| Document Number | 0067182307 |
| Book / Page | 006718 / 002307 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 185270 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 CHIP DR O FALLON MO 633662922, O FALLON, MO 63366-2922 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,121.00 (+3.96%) | $48,442 (+7.09%) | $254,958 (+7.09%) Building $254,958 |
| 2024 | $3,002.00 | ||
| 2023 | $45,234 | ||
| 2022 | $238,074 Land $50,000 Building $188,074 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force 7 of 9 on primary residences |
| Nearby Flood Claims | 22 (1981–2022) |
| Claims Outside the SFHA | 6 of 22 |
| Most Recent Claim | Jul 2022, river or lake flooding, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures