12 Chip Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 12 Chip Dr, O Fallon, MO 63366 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1978
Square Footage1,189 sqft Living Area
Lot Size10,500 sqft (0.241 acres)
OccupancyOwner Occupied
Last Sale$103,100 (2012)
Tax Bill$2,969.00 (2024)

Property Details

APN / Parcel Number

Primary APN354240B025
Alternative APN
  • 2-0141-5311-00-0024.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,189 sqft Living Area
Gross Area2,864 sqft Gross Area
1st Floor1,189 sqft 1st Floor
Basement Area1,189 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,500 sqft (0.241 acres)
Depth X Width140 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area486 sqft Garage
Patio Area180 sqft Patio
PorchOpen Porch
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number354240B025
Street Address12 CHIP DR
CityO FALLON
StateMO
Zip63366-2922
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPARKVIEW PL #2 LOT 24
Legal SubdivisionPARKVIEW PL #2
Legal Lot Number24
JurisdictionST CHARLES MO
Minor Civil DivisionLAKE ST. LOUIS
Census Blockgroup2
Census Block2008
Census Tract311712

Owner

Source: St. Charles County records · APN 354240B025

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 CHIP DR, O FALLON, MO 63366-2922
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
TOGETHER CU
Oct 16, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 18, 2012 · Amount on Record
Deed SaleDec 18, 2012 · Amount on Record
Prior SaleDec 30, 2011 · Amount on Record
Deed Doc Number2012970520
Deed Book / Page5919 / 567
Last Transfer DateOct 14, 2025
Transfer Doc0000046083
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address12 CHIP DR, O FALLON, MO 63366-2922
Transaction TypeMortgage
Record UpdatedFeb 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 CHIP DR, O FALLON, MO 63366-2922

Mortgage

Document Number0000003165
DateJan 21, 2026
Instrument2026R-003165
Lender
NameTOGETHER CU
TypeCredit Union
AddressSAINT LOUIS, MO 63118
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2046

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateOct 16, 2025
Property Address12 CHIP DR, O FALLON, MO 63366-2922
Document Number0000046083
Map ReferenceMB 20 PG 183
Instrument DateOct 14, 2025
Instrument2025R-046083
Transaction TypeTransfer
Record UpdatedOct 31, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 CHIP DR, O FALLON, MO 63366-2922

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,085.00 (+3.91%)$47,879 (+7.06%)$251,993 (+7.06%) Building $251,993
2024$2,969.00
2023$44,721
2022$235,376 Land $50,000 Building $185,376

Flood & Wildfire

12 Chip Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Chip Dr

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