12 Chapman Ln, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 12 Chapman Ln, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,431 sqft · built 1940
Lot Size	0.351 acres (15,300 sqft)
Owner	Individual Name on Record
Last Sale	$151,500 (Jun 2017)
Tax Bill	$2,163 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-19-852.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-19-852.00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,431 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Exterior Material	Combination
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,300 sqft (0.351 acres)
Lot Dimensions	170 ft deep x 90 ft wide
Terrain	Combination
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999919852.00
Street Address	12 CHAPMAN LN
City	COLD SPRING
State	KY
Zip	41076-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT H WM DECOURSEY EST 90 X 170
Legal Subdivision	WM DECOURSEY ESTATE
Legal Lot Number	H
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4016
Census Tract	52900

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12 CHAPMAN LN, COLD SPRING, KY 41076-1826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Prior Sale	Jun 2, 2004 · Amount on Record
Deed Document Number	5057689
Deed Book / Page	D785 / 825
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jun 6, 2017
Property Address	12 CHAPMAN LN, COLD SPRING, KY 41076-1826
Document Number	0005057689
Book / Page	D785 / 825
Instrument Date	May 30, 2017
Instrument	5057689
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 THREE MILE RD, 100, WILDER, KY 41076-9705

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12 CHAPMAN LN, COLD SPRING, KY 41076-1826

Mortgage

Document Number	0005057690
Date	Jun 6, 2017
Book Page	M2111/648
Instrument	5057690

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,163.00 (+0.98%)	$178,500 (-) Land $30,000 Building $148,500	$178,500 (-) Land $30,000 Building $148,500
2023	$2,142.00 (+13.15%)	$178,500 (+17.82%) Land $30,000 Building $148,500	$178,500 (+17.82%) Land $30,000 Building $148,500
2022	$1,893.00	$151,500 Land $21,600 Building $129,900	$151,500 Land $21,600 Building $129,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1997–2018)
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20