18 Bridgewater Rd, Berlin, MD 21811 Property Records

Worcester County property record for 18 Bridgewater Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,248 sqft · built 1977
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Sep 2018)
Tax Bill	$2,050 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-094022`

Property Details

APN / Parcel Number

Primary APN	`03-094022`
Alternative APNs	`3094022` `094022`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Detached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Deck Area	432 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	094022
Street Address	18 BRIDGEWATER RD
City	BERLIN
State	MD
Zip	21811-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-11-442 9000 SQ FT BRIDGEWATER ROAD PL OCEAN PINES SEC 11
Legal Subdivision	OCEAN PINES
Legal Lot Number	442
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1012
Census Tract	951102

Owner

18 Bridgewater Rd is owned by two individuals who acquired it in April 2022.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3082 SCOTTSBOROUGH WAY, RIVA, MD 21140-1421
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed, Transfer · Commercial Mortgage SHORE UNITED BANK NA
Sep 27, 2018	Grant Deed, Transfer MID-ATLANTIC SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2018 · Amount on File
Deed Sale	Sep 27, 2018 · Amount on File
Prior Sale	Jan 15, 2003
Deed Book / Page	7293 / 173
Last Transfer Date	Apr 5, 2022
Transfer Doc	0083530069
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 5, 2022
Property Address	18 BRIDGEWATER RD, OCEAN PINES, MD 21811-1727
Document Number	0083530069
Book / Page	8353 / 69
Map Reference	MB FWH 19 FO 07
Instrument Date	Apr 5, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BAY AREA TITLE, BAY EAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3082 SCOTTSBOROUGH WAY, RIVA, MD 21140-1421

Mortgage

Document Number	0000835373
Date	Apr 5, 2022
Instrument	8353/73

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 27, 2018
Property Address	18 BRIDGEWATER RD, OCEAN PINES, MD 21811-1727
Document Number	0072930173
Book / Page	007293 / 000173
Instrument Date	Sep 18, 2018
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	MID-ATLANTIC SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3082 SCOTTSBOROUGH WAY RIVA MD 211401421, RIVA, MD 21140-1421

Tax Assessment & Valuation

The 2026 property tax bill for 18 Bridgewater Rd was $2,050, up 9.6% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,050.00 (+9.63%)	$222,167 (+9.64%)	$241,700 (-) Land $81,700 Building $160,000
2025	$1,870.00	$202,633	$241,700 Land $81,700 Building $160,000
2023	$1,634.00	$170,800	$183,100 Land $81,700 Building $101,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Bridgewater Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Bridgewater Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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