10 Bridgewater Rd, Berlin, MD 21811 Property Records

Worcester County property record for 10 Bridgewater Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,367 sqft · built 1989
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Oct 2019)
Tax Bill	$3,672 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-050718`

Property Details

APN / Parcel Number

Primary APN	`03-050718`
Alternative APN	`050718`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,367 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	050718
Street Address	10 BRIDGEWATER RD
City	BERLIN
State	MD
Zip	21811-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-11-446 9000 SQ FT BRIDGEWATER ROAD PL OCEAN PINES SEC 11
Legal Subdivision	OCEAN PINES
Legal Lot Number	446
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1012
Census Tract	951102

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 BRIDGEWATER RD, BERLIN, MD 21811-1727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 28, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019 · Amount on Record
Deed Sale	Oct 4, 2019 · Amount on Record
Prior Sale	Jun 9, 2005 · Amount on Record
Deed Book / Page	7506 / 62
Prior Transfer Date	Feb 19, 2018
Prior Transfer Doc	0071690001
Record Updated	Oct 29, 2026

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Oct 4, 2019
Property Address	10 BRIDGEWATER RD, OCEAN PINES, MD 21811-1727
Document Number	0075060062
Book / Page	7506 / 062
Map Reference	MB FWH 19 FO 7
Instrument Date	Sep 27, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10 BRIDGEWATER RD, BERLIN, MD 21811-1727

Mortgage

Document Number	0000750668
Date	Oct 4, 2019
Instrument	7506/68

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Feb 28, 2018
Property Address	10 BRIDGEWATER RD, OCEAN PINES, MD 21811-1727
Document Number	0071690001
Book / Page	7169 / 001
Map Reference	MB FWH19 FO7
Instrument Date	Feb 19, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 SWANTON LN, GAITHERSBURG, MD 20878-5876

Mortgage

Document Number	0000071696
Date	Feb 28, 2018
Instrument	7169/6

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,672.00 (+9.64%)	$397,833 (+9.64%)	$432,800 (-) Land $81,700 Building $351,100
2025	$3,349.00 (+17.92%)	$362,867 (+22.26%)	$432,800 (+31.99%) Land $81,700 Building $351,100
2023	$2,840.00	$296,800	$327,900 Land $81,700 Building $246,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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