16 Bridgewater Rd, Berlin, MD 21811 Property Records

Worcester County property record for 16 Bridgewater Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,872 sqft · built 1988
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Tax Bill	$2,321 (2026)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-058611`

Property Details

APN / Parcel Number

Primary APN	`03-058611`
Alternative APN	`058611`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,872 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	058611
Street Address	16 BRIDGEWATER RD
City	BERLIN
State	MD
Zip	21811-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-11-443 9000 SQ FT BRIDGEWATER ROAD PL OCEAN PINES SEC 11
Legal Subdivision	OCEAN PINES SEC 11
Legal Lot Number	443
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1012
Census Tract	951102

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 BRIDGEWATER RD, BERLIN, MD 21811-1727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2006
Deed Sale	Dec 1, 2006
Prior Sale	Feb 9, 2000 · Amount on Record
Deed Document Number	2006362426
Deed Book / Page	4828 / 172
Transfer Doc	0028100274
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	16 BRIDGEWATER RD, OCEAN PINES, MD 21811-1727
Document Number	0072640062
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 BRIDGEWATER RD BERLIN MD 218111727, BERLIN, MD 21811-1727

Mortgage

Document Number	0072640062
Date	Aug 8, 2018
Book Page	007264/000062

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 7, 2033

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,321.00 (+1.62%) Homeowner's exemption	$368,333 (+9.9%)	$401,500 (-) Land $81,700 Building $319,800
2025	$2,284.00 (+4.53%) Homeowner's exemption	$335,167 (+21.01%)	$401,500 (+32.95%) Land $81,700 Building $319,800
2023	$2,185.00 Homeowner's exemption	$276,967	$302,000 Land $81,700 Building $220,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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