18 Black Bear Ln, Roseland, VA 22967 Property Records

Nelson County property record for 18 Black Bear Ln, Roseland, VA 22967

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,590 sqft · built 1984
Lot Size	0.848 acres (36,939 sqft)
Owner	Company Name on File
Last Sale	$510,000 (Mar 2023)
Tax Bill	$3,799 (2026)
Deeds & Mortgages	Sep 2013 Line of Credit Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098A3 1 4`

Property Details

APN / Parcel Number

Primary APN	`098A3 1 4`
Alternative APN	`28728`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,590 sqft Gross Area
1st Floor Area	1,877 sqft
Upper Floors Area	1,635 sqft
Basement Area	1,274 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,939 sqft (0.848 acres)
Terrain	Wooded
Garage Area	414 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	669 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	18 BLACK BEAR LN
City	ROSELAND
State	VA
Zip	22967-8503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	98A3-(1)-4 WINTERGREEN INDIAN ROCK NEW LOT 4 0.848 ACS
Legal Subdivision	SHERANDO
Legal Lot Number	4
Jurisdiction	AUGUSTA VA
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1000
Census Tract	71201

Owner

18 Black Bear Ln is owned by a company that bought it in March 2023.

Source: Nelson County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1520 BORDEAUX PL, NORFOLK, VA 23509-1315
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2013	Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION
Mar 1, 2023	Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2023 · Amount on File
Deed Sale	Mar 1, 2023 · Amount on File
Deed Document Number	20231249
Prior Transfer Date	Jun 8, 2010
Prior Transfer Doc	0000005155
Record Updated	Sep 20, 2026

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	18 BLACK BEAR LN, ROSELAND, VA 22967-8503
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0130008592
Date	Sep 17, 2013
Instrument	130008592

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	AUGUSTA VA
Recording Date	Mar 1, 2023
Property Address	18 BLACK BEAR LN, ROSELAND, VA 22967-8503
Document Number	0230001249
Instrument Date	Feb 15, 2023
Instrument	230001249
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	1520 BORDEAUX PL, NORFOLK, VA 23509-1315

Mortgage

Document Number	0230001250
Date	Mar 1, 2023
Instrument	230001250

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 18 Black Bear Ln was $3,799.

Source: Nelson County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,799.00	$730,600 (-) Land $160,000 Building $570,600
2025		$730,600 Land $160,000 Building $570,600
2024			$730,600 (+52.72%) Land $160,000 Building $570,600
2023	$3,013.00	$478,400 Land $103,800 Building $374,600	$478,400 Land $103,800 Building $374,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Black Bear Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	7 (2011–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Black Bear Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NCSA - WINTERGREEN serves 6,861 people · EPA ID VA2125910
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	171 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nelson County Cablevision Fiber	2,000 / 2,000
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Black Bear Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures